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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hamilton County, Ohio

Fat Boy Data analyzed home improvement loan activity in Hamilton County, Ohio, home to Cincinnati, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,475 applications were decided by 137 lenders between 2023 and 2025.

Hamilton County at a glance

137Active lenders33 with 20+ decisions
63.0%Market approval rate5,971 of 9,475 decided
$65KTypical loanmedian lender, $10K brackets
93%Borrower take-up5,568 loans funded

How Hamilton County compares

Approval rate compared
Hamilton County63.0%Ohio63.6%All 616 counties62.7%
Typical loan compared
Hamilton County$65KOhio$65KAll 616 counties$75K

What the data shows

Fifth Third Bank, National Association made the most home improvement loans in Hamilton County, OH, 940 of them.

Cincinnati Ohio Police approved the highest share of applications among lenders with at least 20 decisions here, 100% of 89.

Only 3 lenders here typically write at or below $35K: Stock Yards Bank & Trust Company, Union Savings Bank, Aurgroup Financial Credit Union, Inc..

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 173One lender: 35% approved of 111One lender: 37% approved of 35U.S. Bank National Association: 40% approved of 861One lender: 42% approved of 145One lender: 49% approved of 295The Huntington National Bank: 51% approved of 1,168One lender: 52% approved of 482One lender: 60% approved of 88One lender: 60% approved of 53Fifth Third Bank, National Association: 63% approved of 1,572PNC Bank, National Association: 65% approved of 802One lender: 67% approved of 84One lender: 67% approved of 78Third Federal Savings And Loan Association Of Cleveland: 67% approved of 585One lender: 68% approved of 164One lender: 70% approved of 349One lender: 71% approved of 34One lender: 71% approved of 31One lender: 74% approved of 47One lender: 75% approved of 93One lender: 76% approved of 432One lender: 79% approved of 63One lender: 80% approved of 85One lender: 84% approved of 126One lender: 85% approved of 204One lender: 86% approved of 81One lender: 87% approved of 23One lender: 90% approved of 128One lender: 96% approved of 28One lender: 97% approved of 125One lender: 97% approved of 397One lender: 100% approved of 89

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Hamilton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National Association63%990 / 1,57295%$65K940
2The Huntington National Bank51%599 / 1,16895%$85K568
3U.S. Bank National Association40%345 / 86194%$65K324
4PNC Bank, National Association65%524 / 80296%$65K505
5Third Federal Savings And Loan Association Of Cleveland67%391 / 58596%$55K377

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 132 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Hamilton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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