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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hamilton County, Ohio

Fat Boy Data analyzed home improvement loan activity in Hamilton County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,475 applications were decided by 137 lenders between 2023 and 2025.

Hamilton County at a glance

137Active lenders33 with 20+ decisions
63.0%Market approval rate5,971 of 9,475 decided
$65KTypical loanmedian lender, $10K brackets
93%Borrower take-up5,568 loans funded

How Hamilton County compares

Approval rate compared
Hamilton County63.0%Ohio63.6%All 616 counties62.7%
Typical loan compared
Hamilton County$65KOhio$65KAll 616 counties$75K

What the data shows

Fifth Third Bank, National Association made the most home improvement loans in Hamilton County, OH, 940 of them.

Cincinnati Ohio Police approved the highest share of applications among lenders with at least 20 decisions here, 100% of 89.

Only 3 lenders here typically write at or below $35K: Stock Yards Bank & Trust Company, Union Savings Bank, Aurgroup Financial Credit Union, Inc..

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 27% approved of 173Spring Eq, LLC: 35% approved of 111Truist Bank: 37% approved of 35U.S. Bank National Association: 40% approved of 861Bank of America, National Association: 42% approved of 145Wright-Patt Credit Union, Inc.: 49% approved of 295The Huntington National Bank: 51% approved of 1,168First Financial Bank: 52% approved of 482KeyBank National Association: 60% approved of 88First Commonwealth Bank: 60% approved of 53Fifth Third Bank, National Association: 63% approved of 1,572PNC Bank, National Association: 65% approved of 802Citizens Bank, National Association: 67% approved of 84Navy Federal Credit Union: 67% approved of 78Third Federal Savings And Loan Association Of Cleveland: 67% approved of 585Figure Lending LLC: 68% approved of 164Kemba Credit Union, Inc.: 70% approved of 349Rocket Mortgage, LLC: 71% approved of 34Peoples Bank: 71% approved of 31Sharefax Credit Union: 74% approved of 47Superior Credit Union, Inc.: 75% approved of 93The North Side Bank & Trust Company: 76% approved of 432The Park National Bank: 79% approved of 63Republic Bank & Trust Company: 80% approved of 85WesBanco Bank, Inc.: 84% approved of 126Cinfed Federal Credit Union: 85% approved of 204Stock Yards Bank & Trust Company: 86% approved of 81Emery Federal Credit Union: 87% approved of 23Guardian Savings Bank: 90% approved of 128Aurgroup Financial Credit Union, Inc.: 96% approved of 28Coastal Community Bank: 97% approved of 125Union Savings Bank: 97% approved of 397Cincinnati Ohio Police: 100% approved of 89

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Hamilton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National Association63%990 / 1,57295%$65K940
2The Huntington National Bank51%599 / 1,16895%$85K568
3U.S. Bank National Association40%345 / 86194%$65K324
4PNC Bank, National Association65%524 / 80296%$65K505
5Third Federal Savings And Loan Association Of Cleveland67%391 / 58596%$55K377

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 132 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Hamilton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Hamilton County

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Nearby markets

All lending in Hamilton CountyCounty overviewHome improvement loans across OhioStatewideFranklin CountyNearby county