Lender profile · HMDA 2023–2025
Bank of Colorado mortgage approval rates & lending data
Bank of Colorado decided 2,351 mortgage applications and funded 2,034 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 1,048 / 1,122 | 97% | $445K | 1,018 |
| Home improvement loans | 77% | 311 / 406 | 96% | $105K | 299 |
| Cash-out refinance | 75% | 55 / 73 | 100% | $265K | 55 |
| Refinance | 85% | 281 / 330 | 98% | $405K | 274 |
| Investment property purchase | 97% | 302 / 311 | 99% | $405K | 298 |
| Investment refinance | 89% | 64 / 72 | 94% | $345K | 60 |
| Investment home improvement | 88% | 30 / 34 | 93% | $105K | 28 |
Bank of Colorado lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 89% | $415K | 2,026 | 1,741 |
| Arizona | 95% | $275K | 220 | 205 |
| New Mexico | 79% | $345K | 24 | 19 |
| Texas | 70% | $245K | 23 | 16 |
| Wyoming | 100% | $505K | 10 | 10 |
| Florida | 100% | $385K | 8 | 8 |
| Nebraska | 100% | $145K | 6 | 6 |
| Kansas | 100% | $145K | 4 | 4 |
| California | 100% | $665K | 3 | 3 |
| Hawaii | 100% | $825K | 3 | 3 |
| Michigan | 67% | $415K | 3 | 2 |
| Missouri | 100% | $105K | 3 | 3 |
| Pennsylvania | 100% | $75K | 3 | 3 |
| Tennessee | 67% | $285K | 3 | 2 |
| Utah | 100% | $215K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.