Bank of Sun Prairie mortgage approval rate & lending review
Bank of Sun Prairie decided 365 mortgage applications and funded 292 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bank of Sun Prairie reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Bank of Sun Prairie at a glance
Approval is 3.3 points above the 83.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 188 / 205 | 94% | $315K | 176 |
| Cash-out refinance | 70% | 19 / 27 | 89% | $235K | 17 |
| Refinance | 81% | 63 / 78 | 87% | $265K | 55 |
| Investment property purchase | 97% | 32 / 33 | 100% | $325K | 32 |
Bank of Sun Prairie lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 86% | $315K | 365 | 292 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bank of Sun Prairie lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Dane County, WI | Mortgage lenders | 92% | 177 | 154 |
| Dane County, WI | Refinance | 81% | 70 | 50 |
| Dane County, WI | Investment property purchase | 96% | 28 | 27 |
| Dane County, WI | Cash-out refinance | 69% | 26 | 16 |
| Rock County, WI | Mortgage lenders | 90% | 21 | 16 |
The county markets where Bank of Sun Prairie made the most loans. Each link opens that market with every lender ranked.
Questions about Bank of Sun Prairie
What is Bank of Sun Prairie's mortgage approval rate?
Bank of Sun Prairie approved 86.3% of the 365 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.3 points above the 83.1% national rate for the same mix of loan types.
How often do borrowers take the loan Bank of Sun Prairie offers?
Borrowers accepted 93% of the loans Bank of Sun Prairie approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bank of Sun Prairie make?
The typical home purchase mortgage loan Bank of Sun Prairie made was $315K; across all loan types its typical loan ran from $235K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bank of Sun Prairie lend?
Bank of Sun Prairie decided applications in 1 of the states Fat Boy Data covers, most of them in Wisconsin.
Can I apply to Bank of Sun Prairie directly?
Yes. Bank of Sun Prairie is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Bank of Sun Prairie's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bank of Sun Prairie treats applications, then get a rate quote from the lender.