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refinance lenders · HMDA 2023–2025

Refinance lenders in Dane County, Wisconsin

Fat Boy Data analyzed mortgage refinance activity in Dane County, Wisconsin, home to Madison, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,178 applications were decided by 218 lenders between 2023 and 2025.

Dane County at a glance

218Active lenders36 with 20+ decisions
88.9%Market approval rate10,829 of 12,178 decided
$115KTypical loanmedian lender, $10K brackets
96%Borrower take-up10,412 loans funded

How Dane County compares

Approval rate compared
Dane County88.9%Wisconsin85.7%All 616 counties76.5%
Typical loan compared
Dane County$115KWisconsin$115KAll 616 counties$295K

What the data shows

University Of Wisconsin Credit Union made the most mortgage refinances in Dane County, WI, 3,760 of them.

That is 36% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

The Bank of New Glarus approved the highest share of applications among lenders with at least 20 decisions here, 100% of 71.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%One lender: 40% approved of 62One lender: 44% approved of 52One lender: 52% approved of 29One lender: 55% approved of 22One lender: 65% approved of 20Associated Bank, National Association: 74% approved of 188One lender: 81% approved of 70One lender: 86% approved of 21One lender: 86% approved of 141One lender: 86% approved of 51One lender: 87% approved of 101One lender: 88% approved of 88University Of Wisconsin Credit Union: 88% approved of 4,378One lender: 88% approved of 97One lender: 88% approved of 51One lender: 88% approved of 26Summit Credit Union: 92% approved of 4,336One lender: 92% approved of 24One lender: 92% approved of 49One lender: 92% approved of 77One lender: 92% approved of 106One lender: 93% approved of 111The Park Bank: 93% approved of 313Lake Ridge Bank: 93% approved of 258One lender: 95% approved of 21One lender: 95% approved of 108One lender: 95% approved of 65One lender: 95% approved of 22One lender: 96% approved of 25One lender: 97% approved of 29One lender: 97% approved of 30One lender: 97% approved of 153One lender: 97% approved of 154One lender: 97% approved of 39One lender: 98% approved of 47One lender: 100% approved of 71

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Dane County

LenderApprovalApprovedTaken upTypical loanLoans made
1University Of Wisconsin Credit Union88%3,836 / 4,37898%$115K3,760
2Summit Credit Union92%3,969 / 4,33694%$105K3,740
3The Park Bank93%291 / 31399%$215K287
4Lake Ridge Bank93%240 / 25898%$135K234
5Associated Bank, National Association74%139 / 18898%$105K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 213 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Dane County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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