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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Dane County, Wisconsin

Fat Boy Data analyzed cash-out refinance activity in Dane County, Wisconsin, home to Madison, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,570 applications were decided by 183 lenders between 2023 and 2025.

Dane County at a glance

183Active lenders30 with 20+ decisions
77.2%Market approval rate2,755 of 3,570 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,639 loans funded

How Dane County compares

Approval rate compared
Dane County77.2%Wisconsin74.3%All 616 counties68.2%
Typical loan compared
Dane County$165KWisconsin$145KAll 616 counties$155K

What the data shows

Summit Credit Union made the most cash-out refinances in Dane County, WI, 748 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

The Park Bank approved the highest share of applications among lenders with at least 20 decisions here, 92% of 36.

The typical cash-out refinance here is $165K, 14% larger than the Wisconsin typical of $145K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 115One lender: 28% approved of 25One lender: 29% approved of 21One lender: 31% approved of 32One lender: 41% approved of 22One lender: 45% approved of 20One lender: 60% approved of 55One lender: 61% approved of 79One lender: 64% approved of 42One lender: 65% approved of 23One lender: 69% approved of 26One lender: 70% approved of 20One lender: 72% approved of 39One lender: 72% approved of 40One lender: 74% approved of 27University Of Wisconsin Credit Union: 78% approved of 346One lender: 79% approved of 39One lender: 79% approved of 39BMO Bank National Association: 80% approved of 364Rocket Mortgage, LLC: 81% approved of 366One lender: 82% approved of 22One lender: 82% approved of 61One lender: 83% approved of 23One lender: 84% approved of 69One lender: 85% approved of 20One lender: 87% approved of 30One lender: 87% approved of 23Summit Credit Union: 87% approved of 895One lender: 91% approved of 93One lender: 92% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Dane County

LenderApprovalApprovedTaken upTypical loanLoans made
1Summit Credit Union87%782 / 89596%$155K748
2Rocket Mortgage, LLC81%296 / 36697%$165K286
3BMO Bank National Association80%292 / 36496%$195K281
4University Of Wisconsin Credit Union78%269 / 34699%$225K267
5Amerisave Mortgage Corporation24%28 / 115100%$175K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 178 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Dane County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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