Bank of Whittier, National Association mortgage approval rate & lending review
Bank of Whittier, National Association decided 345 mortgage applications and funded 243 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bank of Whittier, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Bank of Whittier, National Association at a glance
Approval is 11.5 points below the 81.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 138 / 179 | 100% | $365K | 138 |
| Cash-out refinance | 48% | 36 / 75 | 100% | $255K | 36 |
| Investment property purchase | 84% | 48 / 57 | 100% | $275K | 48 |
Bank of Whittier, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 68% | $335K | 158 | 107 |
| New York | 65% | $515K | 31 | 20 |
| New Mexico | 83% | $295K | 23 | 19 |
| California | 50% | $605K | 22 | 11 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Bank of Whittier, National Association
What is Bank of Whittier, National Association's mortgage approval rate?
Bank of Whittier, National Association approved 70.4% of the 345 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.5 points below the 81.9% national rate for the same mix of loan types.
How often do borrowers take the loan Bank of Whittier, National Association offers?
Borrowers accepted 100% of the loans Bank of Whittier, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bank of Whittier, National Association make?
The typical home purchase mortgage loan Bank of Whittier, National Association made was $365K; across all loan types its typical loan ran from $255K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bank of Whittier, National Association lend?
Bank of Whittier, National Association decided applications in 35 of the states Fat Boy Data covers, most of them in Texas, New York and New Mexico.
Can I apply to Bank of Whittier, National Association directly?
Yes. Bank of Whittier, National Association is a bank or credit union with 2 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Bank of Whittier, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bank of Whittier, National Association treats applications, then get a rate quote from the lender.