Bankers Trust Company mortgage approval rate & lending review
Bankers Trust Company decided 1,161 mortgage applications and funded 1,050 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bankers Trust Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Bankers Trust Company at a glance
Approval is 10.2 points above the 81.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 640 / 674 | 99% | $265K | 634 |
| Home improvement loans | 82% | 105 / 128 | 99% | $55K | 104 |
| Refinance | 89% | 246 / 275 | 97% | $95K | 238 |
| Investment property purchase | 100% | 39 / 39 | 100% | $185K | 39 |
Bankers Trust Company lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bankers Trust Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Polk County, IA | Mortgage lenders | 95% | 379 | 354 |
| Polk County, IA | Refinance | 86% | 140 | 115 |
| Dallas County, IA | Mortgage lenders | 98% | 94 | 91 |
| Polk County, IA | Home improvement loans | 80% | 86 | 68 |
| Linn County, IA | Mortgage lenders | 98% | 52 | 51 |
| Linn County, IA | Refinance | 92% | 51 | 46 |
| Dallas County, IA | Refinance | 94% | 33 | 30 |
The county markets where Bankers Trust Company made the most loans. Each link opens that market with every lender ranked.
Questions about Bankers Trust Company
What is Bankers Trust Company's mortgage approval rate?
Bankers Trust Company approved 91.8% of the 1,161 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.2 points above the 81.6% national rate for the same mix of loan types.
How often do borrowers take the loan Bankers Trust Company offers?
Borrowers accepted 98% of the loans Bankers Trust Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bankers Trust Company make?
The typical home purchase mortgage loan Bankers Trust Company made was $265K; across all loan types its typical loan ran from $55K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bankers Trust Company lend?
Bankers Trust Company decided applications in 17 of the states Fat Boy Data covers, most of them in Iowa, Arizona and Nebraska.
Can I apply to Bankers Trust Company directly?
Yes. Bankers Trust Company is a bank or credit union with 19 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Bankers Trust Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bankers Trust Company treats applications, then get a rate quote from the lender.