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refinance lenders · HMDA 2023–2025

Refinance lenders in Cook County, Illinois

Fat Boy Data analyzed mortgage refinance activity in Cook County, Illinois, home to Chicago, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 29,774 applications were decided by 495 lenders between 2023 and 2025.

Cook County at a glance

495Active lenders141 with 20+ decisions
76.0%Market approval rate22,618 of 29,774 decided
$325KTypical loanmedian lender, $10K brackets
94%Borrower take-up21,335 loans funded

How Cook County compares

Approval rate compared
Cook County76.0%Illinois78.8%All 616 counties76.5%
Typical loan compared
Cook County$325KIllinois$285KAll 616 counties$295K

What the data shows

JPMorgan Chase Bank, National Association made the most mortgage refinances in Cook County, IL, 1,582 of them.

A & N Mortgage Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 208.

The typical mortgage refinance here is $325K, 14% larger than the Illinois typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 119One lender: 27% approved of 606One lender: 34% approved of 119One lender: 35% approved of 269One lender: 38% approved of 644One lender: 55% approved of 210One lender: 57% approved of 83The Huntington National Bank: 58% approved of 1,361One lender: 59% approved of 116One lender: 62% approved of 175One lender: 62% approved of 109One lender: 63% approved of 459One lender: 63% approved of 632One lender: 64% approved of 993One lender: 65% approved of 288One lender: 67% approved of 99One lender: 68% approved of 269One lender: 68% approved of 1,173One lender: 68% approved of 193Fifth Third Bank, National Association: 68% approved of 1,275One lender: 69% approved of 284One lender: 69% approved of 1,013One lender: 73% approved of 109Rocket Mortgage, LLC: 74% approved of 1,443One lender: 74% approved of 82One lender: 76% approved of 678One lender: 77% approved of 297One lender: 77% approved of 206One lender: 78% approved of 438One lender: 81% approved of 105One lender: 82% approved of 206One lender: 82% approved of 117One lender: 83% approved of 82One lender: 83% approved of 155One lender: 84% approved of 146United Wholesale Mortgage, LLC: 85% approved of 2,112One lender: 85% approved of 266One lender: 85% approved of 280One lender: 85% approved of 150One lender: 85% approved of 117One lender: 86% approved of 596One lender: 86% approved of 94One lender: 88% approved of 115One lender: 88% approved of 203JPMorgan Chase Bank, National Association: 91% approved of 1,777One lender: 91% approved of 91One lender: 92% approved of 1,039One lender: 93% approved of 388One lender: 93% approved of 218One lender: 93% approved of 478One lender: 94% approved of 258One lender: 95% approved of 148One lender: 95% approved of 132One lender: 96% approved of 358One lender: 97% approved of 207One lender: 97% approved of 789One lender: 98% approved of 91One lender: 98% approved of 94One lender: 98% approved of 100One lender: 100% approved of 208

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Cook County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%1,785 / 2,11297%$345K1,724
2JPMorgan Chase Bank, National Association91%1,619 / 1,77798%$365K1,582
3Rocket Mortgage, LLC74%1,072 / 1,44393%$285K1,001
4The Huntington National Bank58%784 / 1,36193%$205K733
5Fifth Third Bank, National Association68%873 / 1,27595%$155K831

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 490 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Cook County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Cook County

PNC Bank, National AssociationGuaranteed Rate, Inc.First American BankBank of America, National AssociationCrosscountry Mortgage, LLCU.S. Bank National AssociationLakeview Loan Servicing, LLCOld National BankDiscover BankPennymac Loan Services, LLCFreedom Mortgage CorporationNewrez LLCLoandepot.Com, LLCBarrington Bank & Trust Company, National AssociationUnion Home Mortgage Corp.Wells Fargo Bank, National AssociationAssociated Bank, National AssociationAlliant Credit UnionVillage Capital & Investment LLCNeighborhood Loans, Inc.Mortgage Research Center, LLCFairway Independent Mortgage CorporationGREENSTATE Credit UnionCitibank, National AssociationThird Federal Savings And Loan Association Of ClevelandA & N Mortgage Services, Inc.Originpoint LLCMutual of Omaha Mortgage, Inc.Nationstar Mortgage LLCNew American Funding, LLC

Other lending data for Cook County

Mortgage lenders in Cook CountyHome improvement loans in Cook CountyCash-out refinance in Cook CountyInvestment property purchase in Cook CountyInvestment cash-out refinance in Cook CountyInvestment refinance in Cook CountyInvestment home improvement in Cook County

Nearby markets

All lending in Cook CountyCounty overviewRefinance across IllinoisStatewideDuPage CountyNearby countyKane CountyNearby countyLake CountyNearby countyMcHenry CountyNearby countyWill CountyNearby county