Bremer Bank, National Association mortgage approval rate & lending review
Bremer Bank, National Association decided 1,464 mortgage applications and funded 1,362 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bremer Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Bremer Bank, National Association at a glance
Approval is 11.5 points above the 82.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 839 / 868 | 99% | $295K | 834 |
| Home improvement loans | 90% | 94 / 104 | 98% | $105K | 92 |
| Cash-out refinance | 85% | 80 / 94 | 100% | $205K | 80 |
| Refinance | 89% | 249 / 280 | 99% | $105K | 246 |
| Investment property purchase | 96% | 88 / 92 | 100% | $265K | 88 |
Bremer Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 94% | $365K | 1,180 | 1,099 |
| North Dakota | 95% | $265K | 148 | 140 |
| Wisconsin | 94% | $235K | 52 | 48 |
| Florida | 89% | $395K | 38 | 34 |
| Arizona | 93% | $355K | 30 | 28 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bremer Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hennepin County, MN | Mortgage lenders | 96% | 162 | 154 |
| Olmsted County, MN | Mortgage lenders | 96% | 123 | 117 |
| Stearns County, MN | Mortgage lenders | 96% | 81 | 78 |
| Ramsey County, MN | Mortgage lenders | 94% | 64 | 60 |
| Hennepin County, MN | Refinance | 85% | 61 | 52 |
| Carver County, MN | Mortgage lenders | 98% | 52 | 50 |
| Washington County, MN | Mortgage lenders | 98% | 47 | 46 |
| Stearns County, MN | Refinance | 91% | 46 | 42 |
| Wright County, MN | Mortgage lenders | 100% | 39 | 39 |
| Dakota County, MN | Refinance | 94% | 31 | 29 |
| Hennepin County, MN | Home improvement loans | 91% | 33 | 29 |
| Olmsted County, MN | Refinance | 84% | 31 | 26 |
The county markets where Bremer Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Bremer Bank, National Association
What is Bremer Bank, National Association's mortgage approval rate?
Bremer Bank, National Association approved 93.7% of the 1,464 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.5 points above the 82.2% national rate for the same mix of loan types.
How often do borrowers take the loan Bremer Bank, National Association offers?
Borrowers accepted 99% of the loans Bremer Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bremer Bank, National Association make?
The typical home purchase mortgage loan Bremer Bank, National Association made was $295K; across all loan types its typical loan ran from $105K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bremer Bank, National Association lend?
Bremer Bank, National Association decided applications in 10 of the states Fat Boy Data covers, most of them in Minnesota, North Dakota and Wisconsin.
Can I apply to Bremer Bank, National Association directly?
Yes. Bremer Bank, National Association reports as a direct lender that takes applications from borrowers.
Does this page show Bremer Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bremer Bank, National Association treats applications, then get a rate quote from the lender.