Bryant Bank mortgage approval rate & lending review
Bryant Bank decided 1,232 mortgage applications and funded 1,106 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bryant Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Bryant Bank at a glance
Approval is 11.7 points above the 79.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 313 / 362 | 99% | $305K | 309 |
| Home improvement loans | 86% | 163 / 190 | 97% | $65K | 158 |
| Cash-out refinance | 79% | 27 / 34 | 100% | $255K | 27 |
| Refinance | 90% | 156 / 174 | 99% | $165K | 154 |
| Investment property purchase | 98% | 277 / 282 | 99% | $175K | 273 |
| Investment refinance | 99% | 154 / 155 | 99% | $155K | 153 |
| Investment home improvement | 91% | 32 / 35 | 100% | $155K | 32 |
Bryant Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 91% | $175K | 1,203 | 1,080 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bryant Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tuscaloosa County, AL | Investment property purchase | 99% | 117 | 116 |
| Baldwin County, AL | Mortgage lenders | 86% | 109 | 93 |
| Tuscaloosa County, AL | Mortgage lenders | 89% | 103 | 89 |
| Tuscaloosa County, AL | Investment refinance | 98% | 56 | 55 |
| Tuscaloosa County, AL | Refinance | 96% | 52 | 50 |
| Madison County, AL | Investment refinance | 100% | 45 | 45 |
| Madison County, AL | Investment property purchase | 100% | 39 | 39 |
| Tuscaloosa County, AL | Home improvement loans | 95% | 41 | 38 |
| Baldwin County, AL | Investment property purchase | 95% | 41 | 37 |
| Jefferson County, AL | Home improvement loans | 80% | 45 | 36 |
| Jefferson County, AL | Investment property purchase | 97% | 35 | 32 |
| Baldwin County, AL | Refinance | 85% | 33 | 28 |
The county markets where Bryant Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Bryant Bank
What is Bryant Bank's mortgage approval rate?
Bryant Bank approved 91.1% of the 1,232 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.7 points above the 79.4% national rate for the same mix of loan types.
How often do borrowers take the loan Bryant Bank offers?
Borrowers accepted 99% of the loans Bryant Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bryant Bank make?
The typical home purchase mortgage loan Bryant Bank made was $305K; across all loan types its typical loan ran from $65K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bryant Bank lend?
Bryant Bank decided applications in 11 of the states Fat Boy Data covers, most of them in Alabama, Florida and Georgia.
Can I apply to Bryant Bank directly?
Yes. Bryant Bank is a bank or credit union with 19 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Bryant Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bryant Bank treats applications, then get a rate quote from the lender.