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refinance lenders · HMDA 2023–2025

Refinance lenders in Baldwin County, Alabama

Fat Boy Data analyzed mortgage refinance activity in Baldwin County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,688 applications were decided by 231 lenders between 2023 and 2025.

Baldwin County at a glance

231Active lenders30 with 20+ decisions
77.6%Market approval rate2,087 of 2,688 decided
$255KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,934 loans funded

How Baldwin County compares

Approval rate compared
Baldwin County77.6%Alabama77.5%All 616 counties76.5%
Typical loan compared
Baldwin County$255KAlabama$205KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Baldwin County, AL, 150 of them.

Gmfs LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical mortgage refinance here is $255K, 24% larger than the Alabama typical of $205K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 30% approved of 43Lakeview Loan Servicing, LLC: 50% approved of 44United Bank: 53% approved of 32Truist Bank: 60% approved of 35Mortgage Research Center, LLC: 63% approved of 46SouthState Bank, National Association: 64% approved of 22Newrez LLC: 67% approved of 33Navy Federal Credit Union: 68% approved of 25Regions Bank: 68% approved of 245PenAir Credit Union: 70% approved of 80PNC Bank, National Association: 70% approved of 176Nationstar Mortgage LLC: 75% approved of 20Alabama Credit Union: 79% approved of 28Cadence Bank: 81% approved of 62BankPlus: 81% approved of 31Rocket Mortgage, LLC: 83% approved of 182Trustmark Bank: 83% approved of 125United Wholesale Mortgage, LLC: 84% approved of 202Bryant Bank: 85% approved of 33Royal United Mortgage LLC: 85% approved of 20The First Bank: 86% approved of 49Community Bank of Mississippi: 88% approved of 58Pennymac Loan Services, LLC: 91% approved of 75Renasant Bank: 92% approved of 25Village Capital & Investment LLC: 92% approved of 52FirstBank: 93% approved of 30First Horizon Bank: 93% approved of 30Freedom Mortgage Corporation: 96% approved of 113Gmfs LLC: 100% approved of 27ServisFirst Bank: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Baldwin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank68%167 / 24590%$105K150
2United Wholesale Mortgage, LLCBroker only84%169 / 20293%$325K157
3Rocket Mortgage, LLC83%151 / 18287%$275K132
4PNC Bank, National Association70%124 / 17695%$135K118
5Trustmark Bank83%104 / 12595%$105K99

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 226 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Baldwin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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  • Branch count and how to apply
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