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refinance lenders · HMDA 2023–2025

Refinance lenders in Baldwin County, Alabama

Fat Boy Data analyzed mortgage refinance activity in Baldwin County, Alabama, home to Daphne, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,688 applications were decided by 231 lenders between 2023 and 2025.

Baldwin County at a glance

231Active lenders30 with 20+ decisions
77.6%Market approval rate2,087 of 2,688 decided
$255KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,934 loans funded

How Baldwin County compares

Approval rate compared
Baldwin County77.6%Alabama77.5%All 616 counties76.5%
Typical loan compared
Baldwin County$255KAlabama$205KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Baldwin County, AL, 150 of them.

Gmfs LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical mortgage refinance here is $255K, 24% larger than the Alabama typical of $205K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 43One lender: 50% approved of 44One lender: 53% approved of 32One lender: 60% approved of 35One lender: 63% approved of 46One lender: 64% approved of 22One lender: 67% approved of 33One lender: 68% approved of 25Regions Bank: 68% approved of 245One lender: 70% approved of 80PNC Bank, National Association: 70% approved of 176One lender: 75% approved of 20One lender: 79% approved of 28One lender: 81% approved of 62One lender: 81% approved of 31Rocket Mortgage, LLC: 83% approved of 182Trustmark Bank: 83% approved of 125United Wholesale Mortgage, LLC: 84% approved of 202One lender: 85% approved of 33One lender: 85% approved of 20One lender: 86% approved of 49One lender: 88% approved of 58One lender: 91% approved of 75One lender: 92% approved of 25One lender: 92% approved of 52One lender: 93% approved of 30One lender: 93% approved of 30One lender: 96% approved of 113One lender: 100% approved of 27One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Baldwin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank68%167 / 24590%$105K150
2United Wholesale Mortgage, LLCBroker only84%169 / 20293%$325K157
3Rocket Mortgage, LLC83%151 / 18287%$275K132
4PNC Bank, National Association70%124 / 17695%$135K118
5Trustmark Bank83%104 / 12595%$105K99

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 226 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Baldwin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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