refinance lenders · HMDA 2023–2025

Refinance lenders in Tuscaloosa County, Alabama

Fat Boy Data analyzed mortgage refinance activity in Tuscaloosa County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,391 applications were decided by 148 lenders between 2023 and 2025.

Tuscaloosa County at a glance

148Active lenders18 with 20+ decisions
76.5%Market approval rate1,064 of 1,391 decided
$175KTypical loanmedian lender, $10K brackets
93%Borrower take-up988 loans funded

How Tuscaloosa County compares

Approval rate compared
Tuscaloosa County76.5%Alabama77.5%All 616 counties76.5%
Typical loan compared
Tuscaloosa County$175KAlabama$205KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Tuscaloosa County, AL, 134 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 62.

The typical mortgage refinance here is $175K, 15% smaller than the Alabama typical of $205K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 20One lender: 41% approved of 29One lender: 46% approved of 26PNC Bank, National Association: 67% approved of 75One lender: 70% approved of 23Regions Bank: 70% approved of 212One lender: 74% approved of 31One lender: 78% approved of 40One lender: 81% approved of 21Rocket Mortgage, LLC: 82% approved of 74United Wholesale Mortgage, LLC: 83% approved of 66One lender: 83% approved of 48One lender: 86% approved of 51One lender: 87% approved of 45One lender: 91% approved of 33One lender: 94% approved of 32One lender: 96% approved of 52Freedom Mortgage Corporation: 98% approved of 62

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Tuscaloosa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank70%148 / 21291%$95K134
2PNC Bank, National Association67%50 / 7596%$105K48
3Rocket Mortgage, LLC82%61 / 7495%$225K58
4United Wholesale Mortgage, LLCBroker only83%55 / 6693%$295K51
5Freedom Mortgage Corporation98%61 / 6280%$275K49

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 143 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Tuscaloosa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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