Capital Concepts, Inc. mortgage approval rate & lending review
Capital Concepts, Inc. decided 274 mortgage applications and funded 274 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Capital Concepts, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Capital Concepts, Inc. at a glance
Approval is 20.7 points above the 79.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 100% | 51 / 51 | 100% | $225K | 51 |
| Investment cash-out refinance | 100% | 41 / 41 | 100% | $195K | 41 |
| Investment refinance | 100% | 163 / 163 | 100% | $175K | 163 |
Capital Concepts, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 100% | $175K | 235 | 235 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Capital Concepts, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Harris County, TX | Investment refinance | 100% | 30 | 30 |
The county markets where Capital Concepts, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Capital Concepts, Inc.
What is Capital Concepts, Inc.'s mortgage approval rate?
Capital Concepts, Inc. approved 100.0% of the 274 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 20.7 points above the 79.3% national rate for the same mix of loan types.
How often do borrowers take the loan Capital Concepts, Inc. offers?
Borrowers accepted 100% of the loans Capital Concepts, Inc. approved, against 92% for all investment property refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Capital Concepts, Inc. make?
The typical investment property refinance loan Capital Concepts, Inc. made was $175K; across all loan types its typical loan ran from $175K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Capital Concepts, Inc. lend?
Capital Concepts, Inc. decided applications in 10 of the states Fat Boy Data covers, most of them in Texas, Tennessee and Missouri.
Can I apply to Capital Concepts, Inc. directly?
Yes. Capital Concepts, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Capital Concepts, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Capital Concepts, Inc. treats applications, then get a rate quote from the lender.