Home›Texas›Harris County›Investment refinance
investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Harris County, Texas

Fat Boy Data analyzed investment property refinance activity in Harris County, Texas, home to Houston, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,103 applications were decided by 335 lenders between 2023 and 2025.

Harris County at a glance

335Active lenders46 with 20+ decisions
71.5%Market approval rate2,935 of 4,103 decided
$195KTypical loanmedian lender, $10K brackets
88%Borrower take-up2,583 loans funded

How Harris County compares

Approval rate compared
Harris County71.5%Texas74.7%All 616 counties77.7%
Typical loan compared
Harris County$195KTexas$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Harris County, TX, 119 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.

Approval rate of all 46 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 28One lender: 39% approved of 51Hometown Equity Mortgage, LLC: 42% approved of 120One lender: 43% approved of 35One lender: 44% approved of 25One lender: 44% approved of 36One lender: 46% approved of 107One lender: 46% approved of 39One lender: 48% approved of 60One lender: 50% approved of 103One lender: 55% approved of 20One lender: 57% approved of 69One lender: 60% approved of 47One lender: 62% approved of 32One lender: 64% approved of 44One lender: 64% approved of 36Rocket Mortgage, LLC: 66% approved of 120One lender: 67% approved of 30One lender: 69% approved of 110United Wholesale Mortgage, LLC: 70% approved of 501One lender: 72% approved of 32Kiavi Funding, Inc.: 73% approved of 175One lender: 73% approved of 37One lender: 74% approved of 34One lender: 75% approved of 71One lender: 76% approved of 33One lender: 77% approved of 110One lender: 78% approved of 40One lender: 78% approved of 23One lender: 80% approved of 25One lender: 83% approved of 24One lender: 86% approved of 37One lender: 88% approved of 33One lender: 90% approved of 60One lender: 90% approved of 73One lender: 93% approved of 28One lender: 94% approved of 32Emporium Tpo LLC: 94% approved of 134One lender: 95% approved of 38One lender: 96% approved of 25One lender: 96% approved of 28One lender: 100% approved of 45One lender: 100% approved of 41One lender: 100% approved of 36One lender: 100% approved of 30One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Harris County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only70%351 / 50198%$195K345
2Kiavi Funding, Inc.73%127 / 17594%$185K119
3Emporium Tpo LLC94%126 / 13480%$185K101
4Rocket Mortgage, LLC66%79 / 12094%$195K74
5Hometown Equity Mortgage, LLC42%50 / 12098%$215K49

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 330 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Harris County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Harris County

The Loan Store, Inc.Ocmbc, Inc.Homexpress Mortgage Corp.Champions Funding, LLCBpl Mortgage, LLCAmerican Heritage Lending, LLCSecuritynational Mortgage CompanyCmg Mortgage, Inc.Lendingone, LLCDeephaven Mortgage LLCLoan Funder LLCRf Renovo Management Company, LLCPennymac Loan Services, LLCDominion Financial Services, LLCFlagstar Bank, National AssociationKind Lending, LLCFoundation Mortgage CorporationA&D Mortgage LLCNexBankWells Fargo Bank, National AssociationCitadel Servicing CorporationRoyal United Mortgage LLCShell Federal Credit UnionVista Point Mortgage, LLCNexera Holding LLCLima One Capital, LLCNewrez LLCAml Funding LLCTemple View Capital Funding, LpJPMorgan Chase Bank, National Association

Other lending data for Harris County

Mortgage lenders in Harris CountyHome improvement loans in Harris CountyCash-out refinance in Harris CountyRefinance in Harris CountyInvestment property purchase in Harris CountyInvestment cash-out refinance in Harris CountyInvestment home improvement in Harris County

Nearby markets

All lending in Harris CountyCounty overviewInvestment refinance across TexasStatewideBrazoria CountyNearby countyFort Bend CountyNearby countyGalveston CountyNearby county