Carolina One Mortgage, LLC mortgage approval rate & lending review
Carolina One Mortgage, LLC decided 1,550 mortgage applications and funded 1,489 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Carolina One Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to carolinaonemtg.com.
Carolina One Mortgage, LLC at a glance
Approval is 10.5 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,319 / 1,349 | 99% | $305K | 1,311 |
| Cash-out refinance | 82% | 72 / 88 | 100% | $205K | 72 |
| Refinance | 97% | 35 / 36 | 97% | $325K | 34 |
| Investment property purchase | 96% | 65 / 68 | 98% | $395K | 64 |
Carolina One Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 97% | $305K | 1,455 | 1,398 |
| Georgia | 97% | $275K | 95 | 91 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Carolina One Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Charleston County, SC | Mortgage lenders | 98% | 475 | 463 |
| Berkeley County, SC | Mortgage lenders | 97% | 406 | 389 |
| Dorchester County, SC | Mortgage lenders | 99% | 293 | 289 |
| Columbia County, GA | Mortgage lenders | 97% | 58 | 56 |
| Aiken County, SC | Mortgage lenders | 98% | 42 | 41 |
| Charleston County, SC | Investment property purchase | 97% | 33 | 32 |
| Charleston County, SC | Cash-out refinance | 88% | 34 | 30 |
| Berkeley County, SC | Cash-out refinance | 78% | 27 | 21 |
The county markets where Carolina One Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Carolina One Mortgage, LLC
What is Carolina One Mortgage, LLC's mortgage approval rate?
Carolina One Mortgage, LLC approved 96.7% of the 1,550 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.5 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Carolina One Mortgage, LLC offers?
Borrowers accepted 99% of the loans Carolina One Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Carolina One Mortgage, LLC make?
The typical home purchase mortgage loan Carolina One Mortgage, LLC made was $305K; across all loan types its typical loan ran from $205K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Carolina One Mortgage, LLC lend?
Carolina One Mortgage, LLC decided applications in 2 of the states Fat Boy Data covers, most of them in South Carolina and Georgia.
Can I apply to Carolina One Mortgage, LLC directly?
Yes. Carolina One Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is carolinaonemtg.com.
Does this page show Carolina One Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Carolina One Mortgage, LLC treats applications, then get a rate quote from the lender.