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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Berkeley County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Berkeley County, South Carolina, home to Goose Creek, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,289 applications were decided by 219 lenders between 2023 and 2025.

Berkeley County at a glance

219Active lenders34 with 20+ decisions
68.6%Market approval rate2,942 of 4,289 decided
$195KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,817 loans funded

How Berkeley County compares

Approval rate compared
Berkeley County68.6%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Berkeley County$195KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Berkeley County, SC, 709 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 30.

The typical cash-out refinance here is $195K, 18% larger than the South Carolina typical of $165K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 113One lender: 33% approved of 33Amerisave Mortgage Corporation: 34% approved of 215One lender: 34% approved of 135One lender: 37% approved of 67One lender: 42% approved of 142One lender: 43% approved of 104One lender: 49% approved of 59One lender: 51% approved of 39One lender: 53% approved of 34One lender: 58% approved of 146One lender: 58% approved of 26One lender: 61% approved of 44One lender: 66% approved of 142One lender: 70% approved of 23One lender: 70% approved of 20Freedom Mortgage Corporation: 70% approved of 169One lender: 71% approved of 35One lender: 72% approved of 25One lender: 73% approved of 45One lender: 76% approved of 99One lender: 76% approved of 62One lender: 77% approved of 35One lender: 78% approved of 27United Wholesale Mortgage, LLC: 79% approved of 338One lender: 79% approved of 29One lender: 81% approved of 73South Carolina Federal Credit Union: 83% approved of 308Rocket Mortgage, LLC: 84% approved of 861One lender: 86% approved of 21One lender: 92% approved of 36One lender: 97% approved of 29One lender: 97% approved of 29One lender: 97% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Berkeley County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%722 / 86198%$165K709
2United Wholesale Mortgage, LLCBroker only79%268 / 33897%$265K260
3South Carolina Federal Credit Union83%255 / 30898%$75K250
4Amerisave Mortgage Corporation34%73 / 21595%$85K69
5Freedom Mortgage Corporation70%119 / 16996%$295K114

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 214 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Berkeley County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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