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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Charleston County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Charleston County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,346 applications were decided by 264 lenders between 2023 and 2025.

Charleston County at a glance

264Active lenders39 with 20+ decisions
73.2%Market approval rate3,914 of 5,346 decided
$195KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,740 loans funded

How Charleston County compares

Approval rate compared
Charleston County73.2%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Charleston County$195KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Charleston County, SC, 902 of them.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

The typical cash-out refinance here is $195K, 18% larger than the South Carolina typical of $165K.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 54One lender: 27% approved of 33Amerisave Mortgage Corporation: 28% approved of 331One lender: 29% approved of 65One lender: 31% approved of 64One lender: 46% approved of 46One lender: 48% approved of 50One lender: 49% approved of 76One lender: 56% approved of 39Newrez LLC: 57% approved of 212One lender: 63% approved of 35One lender: 69% approved of 133One lender: 70% approved of 87One lender: 70% approved of 37One lender: 71% approved of 45One lender: 72% approved of 43One lender: 73% approved of 159One lender: 74% approved of 80One lender: 74% approved of 105One lender: 75% approved of 52One lender: 75% approved of 28One lender: 77% approved of 22One lender: 79% approved of 42One lender: 80% approved of 49United Wholesale Mortgage, LLC: 80% approved of 423One lender: 83% approved of 23Rocket Mortgage, LLC: 85% approved of 1,106One lender: 86% approved of 28One lender: 86% approved of 125South Carolina Federal Credit Union: 87% approved of 461One lender: 87% approved of 54One lender: 88% approved of 34One lender: 89% approved of 97One lender: 90% approved of 21One lender: 90% approved of 21One lender: 91% approved of 43One lender: 95% approved of 42One lender: 97% approved of 29One lender: 100% approved of 42

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Charleston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%935 / 1,10696%$155K902
2South Carolina Federal Credit Union87%401 / 46198%$105K393
3United Wholesale Mortgage, LLCBroker only80%338 / 42398%$255K331
4Amerisave Mortgage Corporation28%94 / 33198%$105K92
5Newrez LLC57%120 / 21298%$115K118

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 259 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Charleston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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