Churchill Funding I LLC mortgage approval rate & lending review
Churchill Funding I LLC decided 804 mortgage applications and funded 711 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Churchill Funding I LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Churchill Funding I LLC at a glance
Approval is 8.7 points above the 79.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 92% | 234 / 253 | 100% | $415K | 234 |
| Investment cash-out refinance | 89% | 169 / 190 | 100% | $685K | 169 |
| Investment refinance | 85% | 308 / 361 | 100% | $525K | 308 |
Churchill Funding I LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 88% | $275K | 226 | 199 |
| California | 95% | $1.49M | 136 | 129 |
| North Carolina | 96% | $495K | 122 | 117 |
| Texas | 85% | $895K | 65 | 55 |
| Georgia | 84% | $265K | 32 | 27 |
| Illinois | 88% | $785K | 24 | 21 |
| New York | 64% | $1.66M | 22 | 14 |
| Arizona | 100% | $3.04M | 21 | 21 |
| New Jersey | 67% | $2.31M | 21 | 14 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Churchill Funding I LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lee County, FL | Investment property purchase | 100% | 76 | 76 |
| Mecklenburg County, NC | Investment cash-out refinance | 100% | 37 | 37 |
| Lee County, FL | Investment refinance | 78% | 46 | 36 |
| Mecklenburg County, NC | Investment refinance | 100% | 29 | 29 |
The county markets where Churchill Funding I LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Churchill Funding I LLC
What is Churchill Funding I LLC's mortgage approval rate?
Churchill Funding I LLC approved 88.4% of the 804 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.7 points above the 79.7% national rate for the same mix of loan types.
How often do borrowers take the loan Churchill Funding I LLC offers?
Borrowers accepted 100% of the loans Churchill Funding I LLC approved, against 92% for all investment property refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Churchill Funding I LLC make?
The typical investment property refinance loan Churchill Funding I LLC made was $525K; across all loan types its typical loan ran from $415K to $685K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Churchill Funding I LLC lend?
Churchill Funding I LLC decided applications in 31 of the states Fat Boy Data covers, most of them in Florida, California and North Carolina.
Can I apply to Churchill Funding I LLC directly?
Yes. Churchill Funding I LLC reports as a direct lender that takes applications from borrowers.
Does this page show Churchill Funding I LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Churchill Funding I LLC treats applications, then get a rate quote from the lender.