Investment property refinance lenders in Mecklenburg County, North Carolina
Fat Boy Data analyzed investment property refinance activity in Mecklenburg County, North Carolina, home to Charlotte, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,416 applications were decided by 189 lenders between 2023 and 2025.
Mecklenburg County at a glance
How Mecklenburg County compares
What the data shows
Kiavi Funding, Inc. made the most investment property refinances in Mecklenburg County, NC, 181 of them.
Churchill Funding I LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.
The typical investment property refinance here is $255K, 31% larger than the North Carolina typical of $195K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property refinance lenders in Mecklenburg County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | 92% | 183 / 200 | 99% | $235K | 181 |
| 2 | United Wholesale Mortgage, LLCBroker only | 80% | 74 / 92 | 99% | $275K | 73 |
| 3 | State Employees' | 66% | 57 / 86 | 100% | $125K | 57 |
| 4 | Dominion Financial Services, LLCBroker only | 100% | 55 / 55 | 56% | $435K | 31 |
| 5 | Lima One Capital, LLC | 85% | 39 / 46 | 100% | $385K | 39 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 184 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment property refinance lenders in Mecklenburg County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- Approval rate and borrower take-up
- Typical loan size and range
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- Branch count and application options
- How easy each lender is to reach
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