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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Mecklenburg County, North Carolina

Fat Boy Data analyzed investment property refinance activity in Mecklenburg County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,416 applications were decided by 189 lenders between 2023 and 2025.

Mecklenburg County at a glance

189Active lenders16 with 20+ decisions
76.5%Market approval rate1,084 of 1,416 decided
$255KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,013 loans funded

How Mecklenburg County compares

Approval rate compared
Mecklenburg County76.5%North Carolina77.3%All 616 counties77.7%
Typical loan compared
Mecklenburg County$255KNorth Carolina$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Mecklenburg County, NC, 181 of them.

Churchill Funding I LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

The typical investment property refinance here is $255K, 31% larger than the North Carolina typical of $195K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 32% approved of 34Lendingone, LLC: 47% approved of 32TD Bank, National Association: 62% approved of 21State Employees': 66% approved of 86Wells Fargo Bank, National Association: 67% approved of 21Rocket Mortgage, LLC: 69% approved of 29Temple View Capital Funding, Lp: 72% approved of 25Pennymac Loan Services, LLC: 80% approved of 30United Wholesale Mortgage, LLC: 80% approved of 92Lima One Capital, LLC: 85% approved of 46Alcova Mortgage LLC: 89% approved of 27Kiavi Funding, Inc.: 92% approved of 200Dominion Financial Services, LLC: 100% approved of 55Churchill Funding I LLC: 100% approved of 29Cornerstone First Mortgage, Inc: 100% approved of 29The Loan Store, Inc.: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Mecklenburg County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.92%183 / 20099%$235K181
2United Wholesale Mortgage, LLCBroker only80%74 / 9299%$275K73
3State Employees'66%57 / 86100%$125K57
4Dominion Financial Services, LLCBroker only100%55 / 5556%$435K31
5Lima One Capital, LLC85%39 / 46100%$385K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 184 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Mecklenburg County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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