Clinton Savings Bank mortgage approval rate & lending review
Clinton Savings Bank decided 353 mortgage applications and funded 313 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Clinton Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Clinton Savings Bank at a glance
Approval is 14.6 points above the 76.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 154 / 159 | 98% | $335K | 151 |
| Home improvement loans | 84% | 68 / 81 | 93% | $35K | 63 |
| Cash-out refinance | 83% | 53 / 64 | 98% | $195K | 52 |
Clinton Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 91% | $335K | 349 | 309 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Clinton Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Worcester County, MA | Mortgage lenders | 97% | 119 | 112 |
| Worcester County, MA | Home improvement loans | 84% | 73 | 56 |
| Worcester County, MA | Cash-out refinance | 82% | 56 | 45 |
The county markets where Clinton Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Clinton Savings Bank
What is Clinton Savings Bank's mortgage approval rate?
Clinton Savings Bank approved 91.5% of the 353 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.6 points above the 76.9% national rate for the same mix of loan types.
How often do borrowers take the loan Clinton Savings Bank offers?
Borrowers accepted 97% of the loans Clinton Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Clinton Savings Bank make?
The typical home purchase mortgage loan Clinton Savings Bank made was $335K; across all loan types its typical loan ran from $35K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Clinton Savings Bank lend?
Clinton Savings Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Massachusetts, New Hampshire and Rhode Island.
Can I apply to Clinton Savings Bank directly?
Yes. Clinton Savings Bank is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Clinton Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Clinton Savings Bank treats applications, then get a rate quote from the lender.