CME Federal Credit Union mortgage approval rate & lending review
CME Federal Credit Union decided 385 mortgage applications and funded 281 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions CME Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
CME Federal Credit Union at a glance
Approval is 1.3 points above the 75.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 121 / 139 | 93% | $265K | 112 |
| Home improvement loans | 57% | 67 / 117 | 97% | $65K | 65 |
| Cash-out refinance | 97% | 58 / 60 | 98% | $205K | 57 |
| Refinance | 70% | 38 / 54 | 97% | $155K | 37 |
CME Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 76% | $205K | 381 | 278 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where CME Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Franklin County, OH | Home improvement loans | 53% | 86 | 44 |
| Franklin County, OH | Cash-out refinance | 95% | 38 | 35 |
| Delaware County, OH | Mortgage lenders | 93% | 30 | 24 |
| Franklin County, OH | Refinance | 63% | 35 | 21 |
The county markets where CME Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about CME Federal Credit Union
What is CME Federal Credit Union's mortgage approval rate?
CME Federal Credit Union approved 76.4% of the 385 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.3 points above the 75.1% national rate for the same mix of loan types.
How often do borrowers take the loan CME Federal Credit Union offers?
Borrowers accepted 96% of the loans CME Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does CME Federal Credit Union make?
The typical home purchase mortgage loan CME Federal Credit Union made was $265K; across all loan types its typical loan ran from $65K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does CME Federal Credit Union lend?
CME Federal Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in Ohio, Illinois and Florida.
Can I apply to CME Federal Credit Union directly?
Yes. CME Federal Credit Union is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show CME Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how CME Federal Credit Union treats applications, then get a rate quote from the lender.