Home improvement loan lenders in Franklin County, Ohio
Fat Boy Data analyzed home improvement loan activity in Franklin County, Ohio, home to Columbus, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,701 applications were decided by 167 lenders between 2023 and 2025.
Franklin County at a glance
How Franklin County compares
What the data shows
The Huntington National Bank made the most home improvement loans in Franklin County, OH, 2,085 of them.
Education First Credit Union, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 114.
The typical home improvement loan here is $85K, 31% larger than the Ohio typical of $65K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Franklin County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 58% | 2,183 / 3,782 | 96% | $85K | 2,085 |
| 2 | Kemba Financial Credit Union Inc | 58% | 1,071 / 1,846 | 97% | $65K | 1,036 |
| 3 | Fifth Third Bank, National Association | 59% | 762 / 1,284 | 95% | $85K | 722 |
| 4 | Wright-Patt Credit Union, Inc. | 59% | 576 / 984 | 88% | $55K | 504 |
| 5 | Third Federal Savings And Loan Association Of Cleveland | 65% | 637 / 978 | 96% | $65K | 609 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 162 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Franklin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- Approval rate and borrower take-up
- Typical loan size and range
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- Branch count and application options
- How easy each lender is to reach
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