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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Franklin County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Franklin County, Ohio, home to Columbus, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14,551 applications were decided by 293 lenders between 2023 and 2025.

Franklin County at a glance

293Active lenders65 with 20+ decisions
69.9%Market approval rate10,165 of 14,551 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up9,643 loans funded

How Franklin County compares

Approval rate compared
Franklin County69.9%Ohio70.0%All 616 counties68.2%
Typical loan compared
Franklin County$155KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Franklin County, OH, 1,951 of them.

The Equitable Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

The typical cash-out refinance here is $155K, 15% larger than the Ohio typical of $135K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 114Amerisave Mortgage Corporation: 24% approved of 677One lender: 31% approved of 143One lender: 37% approved of 52One lender: 42% approved of 424One lender: 44% approved of 78One lender: 44% approved of 193One lender: 53% approved of 410One lender: 55% approved of 74One lender: 59% approved of 116One lender: 60% approved of 217One lender: 60% approved of 25One lender: 60% approved of 364Kemba Financial Credit Union Inc: 62% approved of 972One lender: 63% approved of 78One lender: 64% approved of 88One lender: 64% approved of 33One lender: 64% approved of 47One lender: 65% approved of 84One lender: 66% approved of 121One lender: 67% approved of 52One lender: 68% approved of 41One lender: 68% approved of 95One lender: 69% approved of 42One lender: 70% approved of 43One lender: 70% approved of 262One lender: 70% approved of 347One lender: 70% approved of 77United Wholesale Mortgage, LLC: 71% approved of 578One lender: 71% approved of 52One lender: 72% approved of 203One lender: 73% approved of 59One lender: 74% approved of 210One lender: 74% approved of 31One lender: 75% approved of 126One lender: 76% approved of 37One lender: 76% approved of 272One lender: 77% approved of 56One lender: 77% approved of 35One lender: 78% approved of 40Rocket Mortgage, LLC: 79% approved of 2,556One lender: 79% approved of 91One lender: 79% approved of 24One lender: 79% approved of 29One lender: 80% approved of 191One lender: 81% approved of 286The Huntington National Bank: 81% approved of 2,087One lender: 84% approved of 99One lender: 85% approved of 208One lender: 85% approved of 27One lender: 87% approved of 307One lender: 89% approved of 53One lender: 94% approved of 36One lender: 95% approved of 38One lender: 96% approved of 69One lender: 96% approved of 70One lender: 96% approved of 122One lender: 98% approved of 50One lender: 100% approved of 53One lender: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Franklin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%2,010 / 2,55697%$155K1,951
2The Huntington National Bank81%1,699 / 2,08796%$155K1,626
3Kemba Financial Credit Union Inc62%599 / 97299%$65K591
4Amerisave Mortgage Corporation24%164 / 67798%$105K161
5United Wholesale Mortgage, LLCBroker only71%411 / 57897%$205K398

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 288 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Franklin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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