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refinance lenders · HMDA 2023–2025

Refinance lenders in Franklin County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Franklin County, Ohio, home to Columbus, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,717 applications were decided by 304 lenders between 2023 and 2025.

Franklin County at a glance

304Active lenders69 with 20+ decisions
76.1%Market approval rate9,684 of 12,717 decided
$145KTypical loanmedian lender, $10K brackets
94%Borrower take-up9,075 loans funded

How Franklin County compares

Approval rate compared
Franklin County76.1%Ohio76.9%All 616 counties76.5%
Typical loan compared
Franklin County$145KOhio$105KAll 616 counties$295K

What the data shows

The Huntington National Bank made the most mortgage refinances in Franklin County, OH, 1,060 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 135.

The typical mortgage refinance here is $145K, 38% larger than the Ohio typical of $105K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 33One lender: 18% approved of 28One lender: 39% approved of 198One lender: 42% approved of 43One lender: 49% approved of 41One lender: 52% approved of 126One lender: 56% approved of 34One lender: 61% approved of 107One lender: 62% approved of 74The Huntington National Bank: 63% approved of 1,807One lender: 63% approved of 35One lender: 66% approved of 83One lender: 68% approved of 450One lender: 69% approved of 77One lender: 70% approved of 33Kemba Financial Credit Union Inc: 70% approved of 845One lender: 70% approved of 27One lender: 72% approved of 134Third Federal Savings And Loan Association Of Cleveland: 72% approved of 719One lender: 72% approved of 127One lender: 72% approved of 120One lender: 73% approved of 51One lender: 73% approved of 98One lender: 74% approved of 27One lender: 75% approved of 130One lender: 76% approved of 79Fifth Third Bank, National Association: 77% approved of 1,108One lender: 77% approved of 31PNC Bank, National Association: 77% approved of 789One lender: 78% approved of 118One lender: 79% approved of 141One lender: 80% approved of 74One lender: 80% approved of 509One lender: 80% approved of 60One lender: 81% approved of 32One lender: 83% approved of 42One lender: 85% approved of 89One lender: 86% approved of 658One lender: 86% approved of 63One lender: 86% approved of 50One lender: 87% approved of 30One lender: 87% approved of 85One lender: 88% approved of 196One lender: 89% approved of 137One lender: 90% approved of 29One lender: 90% approved of 90One lender: 91% approved of 44One lender: 91% approved of 78One lender: 91% approved of 112One lender: 92% approved of 261One lender: 93% approved of 193One lender: 93% approved of 28One lender: 94% approved of 31One lender: 96% approved of 49One lender: 97% approved of 125One lender: 97% approved of 383One lender: 97% approved of 72One lender: 98% approved of 51One lender: 99% approved of 192One lender: 100% approved of 135

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Franklin County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank63%1,130 / 1,80794%$145K1,060
2Fifth Third Bank, National Association77%851 / 1,10897%$105K828
3Kemba Financial Credit Union Inc70%594 / 84599%$105K589
4PNC Bank, National Association77%611 / 78995%$115K583
5Third Federal Savings And Loan Association Of Cleveland72%520 / 71995%$145K493

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 299 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Franklin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Franklin County

United Wholesale Mortgage, LLCRocket Mortgage, LLCWright-Patt Credit Union, Inc.Freedom Mortgage CorporationUnion Savings BankDiscover BankPennymac Loan Services, LLCJPMorgan Chase Bank, National AssociationNfm, Inc.U.S. Bank National AssociationVillage Capital & Investment LLCCrosscountry Mortgage, LLCFirst Merchants BankFirst Financial BankNewrez LLCLakeview Loan Servicing, LLCUnion Home Mortgage Corp.Lower, LLCFirst Commonwealth BankThe State Bank and Trust CompanyMortgage Research Center, LLCThe Park National BankBMI Federal Credit UnionMutual of Omaha Mortgage, Inc.Heartland BankRoyal United Mortgage LLCCitizens Bank, National AssociationWesBanco Bank, Inc.Bank of America, National AssociationKeyBank National Association

Other lending data for Franklin County

Mortgage lenders in Franklin CountyHome improvement loans in Franklin CountyCash-out refinance in Franklin CountyInvestment property purchase in Franklin CountyInvestment cash-out refinance in Franklin CountyInvestment refinance in Franklin CountyInvestment home improvement in Franklin County

Nearby markets

All lending in Franklin CountyCounty overviewRefinance across OhioStatewideDelaware CountyNearby countyFairfield CountyNearby countyLicking CountyNearby county