Columbia Community Credit Union mortgage approval rate & lending review
Columbia Community Credit Union decided 4,282 mortgage applications and funded 2,772 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Columbia Community Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Columbia Community Credit Union at a glance
Approval is 2.9 points above the 70.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 526 / 604 | 82% | $345K | 432 |
| Home improvement loans | 70% | 1,511 / 2,144 | 90% | $65K | 1,355 |
| Cash-out refinance | 83% | 121 / 146 | 83% | $265K | 101 |
| Refinance | 72% | 944 / 1,316 | 88% | $105K | 833 |
| Investment property purchase | 93% | 40 / 43 | 88% | $325K | 35 |
Columbia Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 74% | $105K | 3,966 | 2,592 |
| Oregon | 65% | $65K | 284 | 161 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Columbia Community Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Clark County, WA | Home improvement loans | 71% | 1,862 | 1,198 |
| Clark County, WA | Refinance | 73% | 1,175 | 757 |
| Clark County, WA | Mortgage lenders | 87% | 471 | 341 |
| Clark County, WA | Cash-out refinance | 83% | 135 | 96 |
| Cowlitz County, WA | Home improvement loans | 66% | 89 | 51 |
| Cowlitz County, WA | Mortgage lenders | 93% | 55 | 39 |
| Multnomah County, OR | Home improvement loans | 59% | 61 | 32 |
| Cowlitz County, WA | Refinance | 65% | 49 | 29 |
| Washington County, OR | Home improvement loans | 73% | 33 | 21 |
| Clackamas County, OR | Home improvement loans | 58% | 36 | 20 |
| Multnomah County, OR | Refinance | 42% | 26 | 8 |
The county markets where Columbia Community Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Columbia Community Credit Union
What is Columbia Community Credit Union's mortgage approval rate?
Columbia Community Credit Union approved 73.8% of the 4,282 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.9 points above the 70.9% national rate for the same mix of loan types.
How often do borrowers take the loan Columbia Community Credit Union offers?
Borrowers accepted 88% of the loans Columbia Community Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Columbia Community Credit Union make?
The typical home improvement loan loan Columbia Community Credit Union made was $65K; across all loan types its typical loan ran from $65K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Columbia Community Credit Union lend?
Columbia Community Credit Union decided applications in 16 of the states Fat Boy Data covers, most of them in Washington, Oregon and Idaho.
Can I apply to Columbia Community Credit Union directly?
Yes. Columbia Community Credit Union is a bank or credit union with 16 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Columbia Community Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Columbia Community Credit Union treats applications, then get a rate quote from the lender.