refinance lenders · HMDA 2023–2025

Refinance lenders in Cowlitz County, Washington

Fat Boy Data analyzed mortgage refinance activity in Cowlitz County, Washington, home to Longview, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,276 applications were decided by 140 lenders between 2023 and 2025.

Cowlitz County at a glance

140Active lenders13 with 20+ decisions
81.2%Market approval rate1,036 of 1,276 decided
$365KTypical loanmedian lender, $10K brackets
93%Borrower take-up967 loans funded

How Cowlitz County compares

Approval rate compared
Cowlitz County81.2%Washington79.5%All 616 counties76.5%
Typical loan compared
Cowlitz County$365KWashington$455KAll 616 counties$295K

What the data shows

Red Canoe Credit Union made the most mortgage refinances in Cowlitz County, WA, 156 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical mortgage refinance here is $365K, 20% smaller than the Washington typical of $455K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 46% approved of 24One lender: 65% approved of 20One lender: 65% approved of 49Fibre Federal Credit Union: 68% approved of 88Rocket Mortgage, LLC: 72% approved of 54Red Canoe Credit Union: 83% approved of 193One lender: 86% approved of 21One lender: 88% approved of 25United Wholesale Mortgage, LLC: 90% approved of 157One lender: 92% approved of 39Guild Mortgage Company LLC: 95% approved of 60One lender: 96% approved of 23One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Cowlitz County

LenderApprovalApprovedTaken upTypical loanLoans made
1Red Canoe Credit Union83%160 / 19398%$85K156
2United Wholesale Mortgage, LLCBroker only90%142 / 15798%$425K139
3Fibre Federal Credit Union68%60 / 8895%$135K57
4Guild Mortgage Company LLC95%57 / 6093%$365K53
5Rocket Mortgage, LLC72%39 / 5492%$375K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 135 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Cowlitz County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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