Lender profile · HMDA 2023–2025
Commercial Bank & Trust Co. mortgage approval rates & lending data
Commercial Bank & Trust Co. decided 271 mortgage applications and funded 241 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 82 / 88 | 98% | $335K | 80 |
| Home improvement loans | 89% | 73 / 82 | 99% | $85K | 72 |
| Refinance | 85% | 47 / 55 | 96% | $175K | 45 |
| Investment property purchase | 100% | 31 / 31 | 100% | $175K | 31 |
Commercial Bank & Trust Co. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 91% | $175K | 250 | 221 |
| Mississippi | 88% | $95K | 8 | 7 |
| Alabama | 100% | $205K | 3 | 3 |
| Arkansas | 100% | $385K | 3 | 3 |
| Florida | 100% | $405K | 3 | 3 |
| Kentucky | 100% | $495K | 1 | 1 |
| Missouri | 100% | $205K | 1 | 1 |
| North Carolina | 100% | $285K | 1 | 1 |
| Texas | 100% | $205K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.