Home improvement loan lenders in Shelby County, Tennessee
Fat Boy Data analyzed home improvement loan activity in Shelby County, Tennessee, home to Memphis, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,760 applications were decided by 128 lenders between 2023 and 2025.
Shelby County at a glance
How Shelby County compares
What the data shows
Regions Bank made the most home improvement loans in Shelby County, TN, 517 of them.
Fedex Employees Credit Association approved the highest share of applications among lenders with at least 20 decisions here, 94% of 77.
Lenders approved 49.6% of home improvement loan applications in Shelby County, TN, 13.8 percentage points below the Tennessee rate of 63.4%.
Only 3 lenders here typically write at or below $35K: Patriot Bank, Trustmark Bank, Community Bank of Mississippi.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Shelby County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Regions Bank | 36% | 617 / 1,717 | 84% | $55K | 517 |
| 2 | First Horizon Bank | 48% | 567 / 1,184 | 89% | $105K | 505 |
| 3 | Bank of America, National Association | 22% | 166 / 764 | 95% | $75K | 157 |
| 4 | Bank of Bartlett | 66% | 285 / 429 | 86% | $95K | 245 |
| 5 | Truist Bank | 33% | 142 / 425 | 89% | $105K | 126 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 123 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Shelby County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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