Community Bank (Kansas) mortgage approval rate & lending review
Community Bank (Kansas) decided 309 mortgage applications and funded 296 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Community Bank (Kansas) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Community Bank (Kansas) at a glance
Approval is 15.2 points above the 81.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 127 / 131 | 98% | $195K | 124 |
| Refinance | 94% | 61 / 65 | 100% | $235K | 61 |
| Investment property purchase | 100% | 56 / 56 | 100% | $105K | 56 |
Community Bank (Kansas) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 97% | $195K | 305 | 292 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Community Bank (Kansas) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Shawnee County, KS | Mortgage lenders | 97% | 124 | 117 |
| Shawnee County, KS | Refinance | 93% | 59 | 55 |
| Shawnee County, KS | Investment property purchase | 100% | 53 | 53 |
| Shawnee County, KS | Investment refinance | 100% | 20 | 20 |
The county markets where Community Bank (Kansas) made the most loans. Each link opens that market with every lender ranked.
Questions about Community Bank (Kansas)
What is Community Bank (Kansas)'s mortgage approval rate?
Community Bank (Kansas) approved 96.8% of the 309 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.2 points above the 81.6% national rate for the same mix of loan types.
How often do borrowers take the loan Community Bank (Kansas) offers?
Borrowers accepted 99% of the loans Community Bank (Kansas) approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Community Bank (Kansas) make?
The typical home purchase mortgage loan Community Bank (Kansas) made was $195K; across all loan types its typical loan ran from $105K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Community Bank (Kansas) lend?
Community Bank (Kansas) decided applications in 2 of the states Fat Boy Data covers, most of them in Kansas and Missouri.
Can I apply to Community Bank (Kansas) directly?
Yes. Community Bank (Kansas) is a bank or credit union with 269 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Community Bank (Kansas)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Community Bank (Kansas) treats applications, then get a rate quote from the lender.