Lender profile · HMDA 2023–2025
Capitol Federal Savings Bank mortgage approval rates & lending data
Capitol Federal Savings Bank decided 4,941 mortgage applications and funded 4,261 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,360 / 2,468 | 96% | $355K | 2,261 |
| Home improvement loans | 85% | 1,275 / 1,502 | 96% | $35K | 1,226 |
| Cash-out refinance | 78% | 187 / 241 | 96% | $215K | 179 |
| Refinance | 84% | 453 / 539 | 95% | $105K | 432 |
| Investment property purchase | 94% | 142 / 151 | 92% | $235K | 131 |
| Investment refinance | 89% | 25 / 28 | 100% | $175K | 25 |
Capitol Federal Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 90% | $395K | 3,972 | 3,409 |
| Missouri | 91% | $325K | 740 | 634 |
| Nebraska | 100% | $405K | 66 | 64 |
| Tennessee | 100% | $785K | 48 | 47 |
| Pennsylvania | 93% | $545K | 15 | 14 |
| Wisconsin | 100% | $265K | 14 | 14 |
| Georgia | 100% | $545K | 12 | 12 |
| Iowa | 100% | $305K | 10 | 10 |
| Alabama | 88% | $705K | 8 | 6 |
| Oklahoma | 100% | $265K | 7 | 7 |
| Colorado | 80% | $705K | 5 | 4 |
| Virginia | 100% | $645K | 5 | 5 |
| Delaware | 100% | $385K | 4 | 3 |
| Maryland | 100% | $545K | 4 | 4 |
| Massachusetts | 100% | $525K | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.