Lender profile · HMDA 2023–2025
Credit Union of America mortgage approval rates & lending data
Credit Union of America decided 3,075 mortgage applications and funded 1,842 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 78% | 983 / 1,260 | 74% | $195K | 724 |
| Home improvement loans | 72% | 743 / 1,027 | 84% | $45K | 623 |
| Cash-out refinance | 57% | 51 / 89 | 59% | $125K | 30 |
| Refinance | 81% | 456 / 566 | 88% | $65K | 403 |
| Investment property purchase | 72% | 62 / 86 | 71% | $95K | 44 |
Credit Union of America lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 76% | $65K | 3,047 | 1,834 |
| Missouri | 55% | $225K | 11 | 3 |
| Texas | 0% | — | 5 | 0 |
| Oklahoma | 75% | $125K | 4 | 2 |
| Arkansas | 100% | $175K | 3 | 2 |
| Illinois | 50% | $275K | 2 | 1 |
| Florida | 0% | — | 1 | 0 |
| Georgia | 0% | — | 1 | 0 |
| Minnesota | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.