Lender profile · HMDA 2023–2025
MERITRUST Federal Credit Union mortgage approval rates & lending data
MERITRUST Federal Credit Union decided 2,351 mortgage applications and funded 2,066 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,004 / 1,045 | 99% | $215K | 992 |
| Cash-out refinance | 83% | 685 / 829 | 99% | $45K | 678 |
| Refinance | 40% | 46 / 114 | 100% | $145K | 46 |
| Investment property purchase | 94% | 66 / 70 | 98% | $95K | 65 |
| Investment cash-out refinance | 98% | 177 / 181 | 100% | $105K | 177 |
| Investment refinance | 97% | 108 / 111 | 100% | $95K | 108 |
MERITRUST Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 89% | $145K | 2,347 | 2,064 |
| Louisiana | 0% | — | 1 | 0 |
| Missouri | 100% | $205K | 1 | 1 |
| New Mexico | 100% | $1.73M | 1 | 1 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.