Lender profile · HMDA 2023–2025
Envista Federal Credit Union mortgage approval rates & lending data
Envista Federal Credit Union decided 1,935 mortgage applications and funded 1,397 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 447 / 475 | 88% | $155K | 394 |
| Home improvement loans | 77% | 395 / 510 | 90% | $45K | 354 |
| Cash-out refinance | 81% | 483 / 596 | 80% | $55K | 386 |
| Refinance | 76% | 147 / 193 | 79% | $65K | 116 |
| Investment property purchase | 99% | 109 / 110 | 99% | $95K | 108 |
| Investment cash-out refinance | 74% | 29 / 39 | 93% | $65K | 27 |
Envista Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 84% | $55K | 1,926 | 1,391 |
| Missouri | 83% | $235K | 6 | 4 |
| Oklahoma | 100% | $175K | 2 | 2 |
| Oregon | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.