Lender profile · HMDA 2023–2025
Emprise Bank mortgage approval rates & lending data
Emprise Bank decided 1,607 mortgage applications and funded 1,081 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 157 / 198 | 96% | $245K | 151 |
| Home improvement loans | 61% | 400 / 654 | 95% | $25K | 380 |
| Refinance | 72% | 325 / 453 | 94% | $45K | 306 |
| Investment property purchase | 91% | 146 / 161 | 97% | $165K | 141 |
| Investment refinance | 81% | 82 / 101 | 90% | $75K | 74 |
| Investment home improvement | 84% | 31 / 37 | 94% | $55K | 29 |
Emprise Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 71% | $45K | 1,566 | 1,061 |
| Nebraska | 54% | $375K | 13 | 7 |
| Missouri | 60% | $255K | 10 | 5 |
| Alabama | 75% | $2.81M | 4 | 3 |
| Florida | 50% | $295K | 2 | 1 |
| New York | 100% | $1M | 2 | 2 |
| Arizona | 100% | $305K | 1 | 1 |
| California | 0% | — | 1 | 0 |
| Georgia | 0% | — | 1 | 0 |
| Hawaii | 0% | — | 1 | 0 |
| Illinois | 0% | — | 1 | 0 |
| Iowa | 100% | — | 1 | 0 |
| Kentucky | 0% | — | 1 | 0 |
| Minnesota | 0% | — | 1 | 0 |
| Montana | 100% | $825K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.