Community First National Bank mortgage approval rate & lending review
Community First National Bank decided 536 mortgage applications and funded 497 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Community First National Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Community First National Bank at a glance
Approval is 8.6 points above the 84.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 325 / 341 | 100% | $375K | 324 |
| Cash-out refinance | 74% | 28 / 38 | 96% | $295K | 27 |
| Refinance | 95% | 36 / 38 | 100% | $375K | 36 |
| Investment property purchase | 94% | 81 / 86 | 100% | $175K | 81 |
Community First National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 90% | $375K | 130 | 116 |
| Missouri | 92% | $245K | 110 | 101 |
| Texas | 94% | $415K | 50 | 46 |
| Florida | 91% | $395K | 33 | 30 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Community First National Bank
What is Community First National Bank's mortgage approval rate?
Community First National Bank approved 93.1% of the 536 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.6 points above the 84.5% national rate for the same mix of loan types.
How often do borrowers take the loan Community First National Bank offers?
Borrowers accepted 100% of the loans Community First National Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Community First National Bank make?
The typical home purchase mortgage loan Community First National Bank made was $375K; across all loan types its typical loan ran from $175K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Community First National Bank lend?
Community First National Bank decided applications in 41 of the states Fat Boy Data covers, most of them in Kansas, Missouri and Texas.
Can I apply to Community First National Bank directly?
Yes. Community First National Bank is a bank or credit union with 2 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Community First National Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Community First National Bank treats applications, then get a rate quote from the lender.