Community National Bank & Trust mortgage approval rate & lending review
Community National Bank & Trust decided 369 mortgage applications and funded 338 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Community National Bank & Trust reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Community National Bank & Trust at a glance
Approval is 14.5 points above the 79.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 95 / 101 | 98% | $205K | 93 |
| Home improvement loans | 85% | 39 / 46 | 92% | $55K | 36 |
| Cash-out refinance | 80% | 20 / 25 | 100% | $105K | 20 |
| Refinance | 93% | 38 / 41 | 100% | $95K | 38 |
| Investment property purchase | 100% | 93 / 93 | 97% | $135K | 90 |
| Investment refinance | 100% | 48 / 48 | 100% | $105K | 48 |
Community National Bank & Trust lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Community National Bank & Trust lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Sedgwick County, KS | Investment property purchase | 100% | 63 | 60 |
| Sedgwick County, KS | Investment refinance | 100% | 32 | 32 |
| Sedgwick County, KS | Home improvement loans | 79% | 28 | 21 |
The county markets where Community National Bank & Trust made the most loans. Each link opens that market with every lender ranked.
Questions about Community National Bank & Trust
What is Community National Bank & Trust's mortgage approval rate?
Community National Bank & Trust approved 93.8% of the 369 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.5 points above the 79.2% national rate for the same mix of loan types.
How often do borrowers take the loan Community National Bank & Trust offers?
Borrowers accepted 98% of the loans Community National Bank & Trust approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Community National Bank & Trust make?
The typical home purchase mortgage loan Community National Bank & Trust made was $205K; across all loan types its typical loan ran from $55K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Community National Bank & Trust lend?
Community National Bank & Trust decided applications in 11 of the states Fat Boy Data covers, most of them in Kansas, Missouri and Oklahoma.
Can I apply to Community National Bank & Trust directly?
Yes. Community National Bank & Trust is a bank or credit union with 44 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Community National Bank & Trust's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Community National Bank & Trust treats applications, then get a rate quote from the lender.