Lender profile · HMDA 2023–2025
Community National Bank & Trust mortgage approval rates & lending data
Community National Bank & Trust decided 369 mortgage applications and funded 338 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 95 / 101 | 98% | $205K | 93 |
| Home improvement loans | 85% | 39 / 46 | 92% | $55K | 36 |
| Cash-out refinance | 80% | 20 / 25 | 100% | $105K | 20 |
| Refinance | 93% | 38 / 41 | 100% | $95K | 38 |
| Investment property purchase | 100% | 93 / 93 | 97% | $135K | 90 |
| Investment refinance | 100% | 48 / 48 | 100% | $105K | 48 |
Community National Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 95% | $135K | 250 | 231 |
| Missouri | 92% | $155K | 97 | 88 |
| Oklahoma | 100% | $45K | 6 | 5 |
| Alabama | 100% | $245K | 3 | 3 |
| Arkansas | 67% | $185K | 3 | 2 |
| California | 100% | $505K | 2 | 2 |
| Colorado | 100% | $305K | 2 | 2 |
| Florida | 100% | $215K | 2 | 2 |
| Illinois | 100% | $115K | 2 | 2 |
| Nevada | 100% | $605K | 1 | 1 |
| Virginia | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.