Connexus Credit Union mortgage approval rate & lending review
Connexus Credit Union decided 3,475 mortgage applications and funded 1,357 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Connexus Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Connexus Credit Union at a glance
Approval is 13.2 points below the 67.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 154 / 192 | 73% | $315K | 113 |
| Home improvement loans | 54% | 1,175 / 2,183 | 71% | $75K | 830 |
| Cash-out refinance | 73% | 140 / 191 | 81% | $155K | 113 |
| Refinance | 46% | 348 / 752 | 72% | $95K | 252 |
| Investment property purchase | 78% | 32 / 41 | 84% | $255K | 27 |
| Investment home improvement | 26% | 20 / 78 | 55% | $155K | 11 |
Connexus Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 51% | $125K | 457 | 156 |
| Wisconsin | 68% | $95K | 418 | 240 |
| Illinois | 55% | $55K | 310 | 129 |
| Florida | 36% | $85K | 292 | 62 |
| Minnesota | 75% | $75K | 221 | 137 |
| New Jersey | 50% | $95K | 151 | 53 |
| Georgia | 54% | $85K | 142 | 56 |
| North Carolina | 54% | $75K | 134 | 50 |
| New York | 40% | $75K | 130 | 24 |
| Arizona | 56% | $75K | 109 | 40 |
| Ohio | 47% | $75K | 105 | 38 |
| Pennsylvania | 47% | $65K | 96 | 33 |
| Colorado | 55% | $85K | 88 | 33 |
| Washington | 61% | $125K | 71 | 29 |
| Michigan | 70% | $95K | 63 | 30 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Connexus Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Marathon County, WI | Home improvement loans | 73% | 97 | 58 |
| Hennepin County, MN | Home improvement loans | 80% | 71 | 43 |
| Winnebago County, IL | Home improvement loans | 54% | 83 | 39 |
| Dane County, WI | Home improvement loans | 66% | 47 | 26 |
| Marathon County, WI | Cash-out refinance | 87% | 31 | 23 |
| Marathon County, WI | Mortgage lenders | 83% | 30 | 22 |
| San Diego County, CA | Home improvement loans | 57% | 40 | 17 |
| Alameda County, CA | Home improvement loans | 69% | 26 | 16 |
| Cook County, IL | Home improvement loans | 51% | 39 | 13 |
| Winnebago County, IL | Cash-out refinance | 76% | 25 | 13 |
| Marathon County, WI | Refinance | 68% | 25 | 13 |
| Orange County, CA | Home improvement loans | 56% | 36 | 12 |
The county markets where Connexus Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Connexus Credit Union
What is Connexus Credit Union's mortgage approval rate?
Connexus Credit Union approved 54.3% of the 3,475 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.2 points below the 67.5% national rate for the same mix of loan types.
How often do borrowers take the loan Connexus Credit Union offers?
Borrowers accepted 72% of the loans Connexus Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Connexus Credit Union make?
The typical home improvement loan loan Connexus Credit Union made was $75K; across all loan types its typical loan ran from $75K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Connexus Credit Union lend?
Connexus Credit Union decided applications in 49 of the states Fat Boy Data covers, most of them in California, Wisconsin and Illinois.
Can I apply to Connexus Credit Union directly?
Yes. Connexus Credit Union is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Connexus Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Connexus Credit Union treats applications, then get a rate quote from the lender.