Consolidated Federal Credit Union mortgage approval rate & lending review
Consolidated Federal Credit Union decided 706 mortgage applications and funded 571 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Consolidated Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Consolidated Federal Credit Union at a glance
Approval is 11.1 points above the 69.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 143 / 153 | 100% | $235K | 143 |
| Home improvement loans | 78% | 308 / 394 | 100% | $105K | 308 |
| Refinance | 82% | 67 / 82 | 100% | $155K | 67 |
| Investment home improvement | 69% | 34 / 49 | 100% | $135K | 34 |
Consolidated Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 82% | $105K | 583 | 478 |
| Washington | 81% | $115K | 69 | 56 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Consolidated Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Multnomah County, OR | Home improvement loans | 80% | 164 | 132 |
| Multnomah County, OR | Mortgage lenders | 98% | 81 | 79 |
| Clackamas County, OR | Home improvement loans | 82% | 74 | 61 |
| Washington County, OR | Home improvement loans | 72% | 69 | 50 |
| Multnomah County, OR | Refinance | 94% | 31 | 29 |
| Clark County, WA | Home improvement loans | 83% | 24 | 20 |
| Multnomah County, OR | Investment home improvement | 71% | 21 | 15 |
The county markets where Consolidated Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Consolidated Federal Credit Union
What is Consolidated Federal Credit Union's mortgage approval rate?
Consolidated Federal Credit Union approved 80.9% of the 706 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.1 points above the 69.8% national rate for the same mix of loan types.
How often do borrowers take the loan Consolidated Federal Credit Union offers?
Borrowers accepted 100% of the loans Consolidated Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Consolidated Federal Credit Union make?
The typical home improvement loan loan Consolidated Federal Credit Union made was $105K; across all loan types its typical loan ran from $105K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Consolidated Federal Credit Union lend?
Consolidated Federal Credit Union decided applications in 16 of the states Fat Boy Data covers, most of them in Oregon, Washington and California.
Can I apply to Consolidated Federal Credit Union directly?
Yes. Consolidated Federal Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Consolidated Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Consolidated Federal Credit Union treats applications, then get a rate quote from the lender.