Lender profile · HMDA 2023–2025
Consolidated Federal Credit Union mortgage approval rates & lending data
Consolidated Federal Credit Union decided 706 mortgage applications and funded 571 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 143 / 153 | 100% | $235K | 143 |
| Home improvement loans | 78% | 308 / 394 | 100% | $105K | 308 |
| Refinance | 82% | 67 / 82 | 100% | $155K | 67 |
| Investment home improvement | 69% | 34 / 49 | 100% | $135K | 34 |
Consolidated Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 82% | $105K | 583 | 478 |
| Washington | 81% | $115K | 69 | 56 |
| California | 88% | $135K | 17 | 15 |
| North Carolina | 67% | $105K | 12 | 8 |
| Arizona | 71% | $75K | 7 | 5 |
| Colorado | 75% | $145K | 4 | 3 |
| Georgia | 33% | $185K | 3 | 1 |
| Idaho | 67% | $75K | 3 | 2 |
| Hawaii | 100% | $255K | 1 | 1 |
| Illinois | 0% | — | 1 | 0 |
| Michigan | 0% | — | 1 | 0 |
| Montana | 100% | $355K | 1 | 1 |
| Oklahoma | 0% | — | 1 | 0 |
| Rhode Island | 0% | — | 1 | 0 |
| South Carolina | 100% | $35K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.