Core Bank mortgage approval rate & lending review
Core Bank decided 1,191 mortgage applications and funded 1,138 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Core Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Core Bank at a glance
Approval is 11.1 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 861 / 887 | 99% | $245K | 854 |
| Cash-out refinance | 86% | 31 / 36 | 97% | $235K | 30 |
| Refinance | 99% | 100 / 101 | 99% | $305K | 99 |
| Investment property purchase | 97% | 122 / 126 | 98% | $175K | 120 |
Core Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 97% | $245K | 1,081 | 1,044 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Core Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Douglas County, NE | Mortgage lenders | 97% | 495 | 477 |
| Sarpy County, NE | Mortgage lenders | 98% | 308 | 303 |
| Douglas County, NE | Investment property purchase | 99% | 87 | 85 |
| Douglas County, NE | Refinance | 100% | 53 | 52 |
| Sarpy County, NE | Refinance | 97% | 38 | 37 |
| Douglas County, NE | Cash-out refinance | 90% | 20 | 17 |
The county markets where Core Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Core Bank
What is Core Bank's mortgage approval rate?
Core Bank approved 96.5% of the 1,191 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.1 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan Core Bank offers?
Borrowers accepted 99% of the loans Core Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Core Bank make?
The typical home purchase mortgage loan Core Bank made was $245K; across all loan types its typical loan ran from $175K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Core Bank lend?
Core Bank decided applications in 29 of the states Fat Boy Data covers, most of them in Nebraska, Texas and Florida.
Can I apply to Core Bank directly?
Yes. Core Bank is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Core Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Core Bank treats applications, then get a rate quote from the lender.