Lender profile · HMDA 2023–2025
Core Bank mortgage approval rates & lending data
Core Bank decided 1,191 mortgage applications and funded 1,138 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 861 / 887 | 99% | $245K | 854 |
| Cash-out refinance | 86% | 31 / 36 | 97% | $235K | 30 |
| Refinance | 99% | 100 / 101 | 99% | $305K | 99 |
| Investment property purchase | 97% | 122 / 126 | 98% | $175K | 120 |
Core Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 97% | $245K | 1,081 | 1,044 |
| Texas | 80% | $215K | 15 | 11 |
| Florida | 92% | $265K | 12 | 10 |
| Arizona | 100% | $365K | 9 | 9 |
| Missouri | 89% | $505K | 9 | 8 |
| Colorado | 100% | $385K | 8 | 8 |
| Georgia | 100% | $615K | 5 | 5 |
| Kansas | 100% | $305K | 5 | 5 |
| North Carolina | 100% | $335K | 5 | 5 |
| South Carolina | 80% | $215K | 5 | 4 |
| Tennessee | 100% | $505K | 4 | 4 |
| Arkansas | 67% | $245K | 3 | 2 |
| California | 100% | $405K | 3 | 3 |
| Iowa | 100% | $195K | 3 | 3 |
| Michigan | 67% | $385K | 3 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.