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refinance lenders · HMDA 2023–2025

Refinance lenders in Sarpy County, Nebraska

Fat Boy Data analyzed mortgage refinance activity in Sarpy County, Nebraska, home to Bellevue, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,201 applications were decided by 155 lenders between 2023 and 2025.

Sarpy County at a glance

155Active lenders25 with 20+ decisions
86.1%Market approval rate1,896 of 2,201 decided
$255KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,783 loans funded

How Sarpy County compares

Approval rate compared
Sarpy County86.1%Nebraska84.8%All 616 counties76.5%
Typical loan compared
Sarpy County$255KNebraska$205KAll 616 counties$295K

What the data shows

First National Bank of Omaha made the most mortgage refinances in Sarpy County, NE, 139 of them.

Guaranteed Rate, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

The typical mortgage refinance here is $255K, 24% larger than the Nebraska typical of $205K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 49One lender: 69% approved of 29One lender: 70% approved of 79One lender: 75% approved of 40One lender: 79% approved of 34Centris Federal Credit Union: 81% approved of 168One lender: 82% approved of 22One lender: 82% approved of 28One lender: 83% approved of 24One lender: 84% approved of 31One lender: 84% approved of 129First National Bank of Omaha: 85% approved of 168One lender: 88% approved of 34One lender: 88% approved of 34One lender: 89% approved of 82Cobalt Credit Union: 92% approved of 143United Wholesale Mortgage, LLC: 95% approved of 141Veridian Credit Union: 96% approved of 142One lender: 96% approved of 24One lender: 96% approved of 28One lender: 97% approved of 38One lender: 97% approved of 79One lender: 99% approved of 98One lender: 100% approved of 39One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Sarpy County

LenderApprovalApprovedTaken upTypical loanLoans made
1First National Bank of Omaha85%142 / 16898%$105K139
2Centris Federal Credit Union81%136 / 16894%$95K128
3Cobalt Credit Union92%132 / 143100%$75K132
4Veridian Credit Union96%136 / 14299%$95K134
5United Wholesale Mortgage, LLCBroker only95%134 / 14193%$345K125

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 150 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Sarpy County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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