Cport mortgage approval rate & lending review
Cport decided 322 mortgage applications and funded 261 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Cport reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Cport at a glance
Approval is 17.4 points above the 70.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 53 / 56 | 92% | $345K | 49 |
| Home improvement loans | 89% | 150 / 169 | 93% | $55K | 140 |
| Refinance | 83% | 38 / 46 | 92% | $135K | 35 |
Cport lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 88% | $55K | 321 | 260 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Cport lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cumberland County, ME | Home improvement loans | 86% | 78 | 62 |
| Kennebec County, ME | Home improvement loans | 90% | 63 | 53 |
| York County, ME | Home improvement loans | 92% | 24 | 21 |
| Cumberland County, ME | Refinance | 95% | 22 | 20 |
The county markets where Cport made the most loans. Each link opens that market with every lender ranked.
Questions about Cport
What is Cport's mortgage approval rate?
Cport approved 87.9% of the 322 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 17.4 points above the 70.4% national rate for the same mix of loan types.
How often do borrowers take the loan Cport offers?
Borrowers accepted 92% of the loans Cport approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Cport make?
The typical home improvement loan loan Cport made was $55K; across all loan types its typical loan ran from $55K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Cport lend?
Cport decided applications in 2 of the states Fat Boy Data covers, most of them in Maine and South Carolina.
Can I apply to Cport directly?
Yes. Cport is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Cport's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Cport treats applications, then get a rate quote from the lender.