Crews Bank & Trust mortgage approval rate & lending review
Crews Bank & Trust decided 514 mortgage applications and funded 437 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Crews Bank & Trust reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Crews Bank & Trust at a glance
Approval is 7.9 points above the 84.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 247 / 255 | 92% | $275K | 227 |
| Refinance | 78% | 51 / 65 | 88% | $195K | 45 |
| Investment property purchase | 93% | 135 / 145 | 93% | $305K | 126 |
Crews Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 92% | $275K | 512 | 435 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Crews Bank & Trust lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Charlotte County, FL | Mortgage lenders | 98% | 105 | 96 |
| Charlotte County, FL | Investment property purchase | 96% | 54 | 52 |
| Highlands County, FL | Mortgage lenders | 92% | 37 | 30 |
| Charlotte County, FL | Refinance | 88% | 24 | 19 |
The county markets where Crews Bank & Trust made the most loans. Each link opens that market with every lender ranked.
Questions about Crews Bank & Trust
What is Crews Bank & Trust's mortgage approval rate?
Crews Bank & Trust approved 92.2% of the 514 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.9 points above the 84.3% national rate for the same mix of loan types.
How often do borrowers take the loan Crews Bank & Trust offers?
Borrowers accepted 92% of the loans Crews Bank & Trust approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Crews Bank & Trust make?
The typical home purchase mortgage loan Crews Bank & Trust made was $275K; across all loan types its typical loan ran from $195K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Crews Bank & Trust lend?
Crews Bank & Trust decided applications in 3 of the states Fat Boy Data covers, most of them in Florida, Michigan and New York.
Can I apply to Crews Bank & Trust directly?
Yes. Crews Bank & Trust is a bank or credit union with 20 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Crews Bank & Trust's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Crews Bank & Trust treats applications, then get a rate quote from the lender.