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investment property lenders · HMDA 2023–2025

Investment property lenders in Charlotte County, Florida

Fat Boy Data analyzed investment property mortgage activity in Charlotte County, Florida, home to Punta Gorda, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,102 applications were decided by 537 lenders between 2023 and 2025.

Charlotte County at a glance

537Active lenders44 with 20+ decisions
85.7%Market approval rate3,514 of 4,102 decided
$255KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,360 loans funded

How Charlotte County compares

Approval rate compared
Charlotte County85.7%Florida83.7%All 616 counties87.5%
Typical loan compared
Charlotte County$255KFlorida$285KAll 616 counties$255K

What the data shows

Lennar Mortgage, LLC made the most investment property mortgages in Charlotte County, FL, 537 of them.

Lake Michigan Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 70.

The typical investment property mortgage here is $255K, 11% smaller than the Florida typical of $285K.

Approval rate of all 44 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 28One lender: 50% approved of 32One lender: 52% approved of 25One lender: 67% approved of 21One lender: 68% approved of 22One lender: 70% approved of 23One lender: 71% approved of 34One lender: 71% approved of 31One lender: 71% approved of 31One lender: 75% approved of 24One lender: 76% approved of 21One lender: 77% approved of 39One lender: 80% approved of 20One lender: 81% approved of 21One lender: 81% approved of 43One lender: 81% approved of 27United Wholesale Mortgage, LLC: 82% approved of 234Lennar Mortgage, LLC: 83% approved of 653Kiavi Funding, Inc.: 84% approved of 143One lender: 85% approved of 41One lender: 86% approved of 35Rocket Mortgage, LLC: 86% approved of 134One lender: 86% approved of 36One lender: 86% approved of 22One lender: 89% approved of 61Dhi Mortgage Company, Ltd.: 89% approved of 103One lender: 90% approved of 30One lender: 90% approved of 42One lender: 90% approved of 21One lender: 91% approved of 22One lender: 92% approved of 38One lender: 92% approved of 26One lender: 93% approved of 27One lender: 95% approved of 22One lender: 96% approved of 54One lender: 97% approved of 32One lender: 97% approved of 35One lender: 97% approved of 75One lender: 98% approved of 50One lender: 98% approved of 54One lender: 100% approved of 70One lender: 100% approved of 23One lender: 100% approved of 22One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Charlotte County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lennar Mortgage, LLC83%540 / 65399%$245K537
2United Wholesale Mortgage, LLCBroker only82%193 / 23499%$265K191
3Kiavi Funding, Inc.84%120 / 14394%$235K113
4Rocket Mortgage, LLC86%115 / 13497%$255K112
5Dhi Mortgage Company, Ltd.89%92 / 10398%$235K90

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 532 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Charlotte County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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