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refinance lenders · HMDA 2023–2025

Refinance lenders in Charlotte County, Florida

Fat Boy Data analyzed mortgage refinance activity in Charlotte County, Florida, home to Punta Gorda, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,773 applications were decided by 208 lenders between 2023 and 2025.

Charlotte County at a glance

208Active lenders20 with 20+ decisions
68.1%Market approval rate1,207 of 1,773 decided
$235KTypical loanmedian lender, $10K brackets
88%Borrower take-up1,067 loans funded

How Charlotte County compares

Approval rate compared
Charlotte County68.1%Florida66.8%All 616 counties76.5%
Typical loan compared
Charlotte County$235KFlorida$315KAll 616 counties$295K

What the data shows

Suncoast Credit Union made the most mortgage refinances in Charlotte County, FL, 83 of them.

Lake Michigan Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 27.

The typical mortgage refinance here is $235K, 25% smaller than the Florida typical of $315K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 42One lender: 36% approved of 39One lender: 47% approved of 34One lender: 52% approved of 63Lakeview Loan Servicing, LLC: 55% approved of 97One lender: 60% approved of 30Regions Bank: 61% approved of 87Rocket Mortgage, LLC: 64% approved of 118One lender: 65% approved of 55One lender: 67% approved of 36One lender: 68% approved of 22United Wholesale Mortgage, LLC: 74% approved of 200One lender: 74% approved of 27Suncoast Credit Union: 74% approved of 113One lender: 80% approved of 30One lender: 82% approved of 49One lender: 88% approved of 24One lender: 88% approved of 49One lender: 94% approved of 69One lender: 96% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Charlotte County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%148 / 20093%$315K138
2Rocket Mortgage, LLC64%76 / 11895%$285K72
3Suncoast Credit Union74%84 / 11399%$85K83
4Lakeview Loan Servicing, LLC55%53 / 9745%$345K24
5Regions Bank61%53 / 8785%$75K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 203 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Charlotte County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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