CYPRUS Federal Credit Union mortgage approval rate & lending review
CYPRUS Federal Credit Union decided 2,295 mortgage applications and funded 1,795 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions CYPRUS Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
CYPRUS Federal Credit Union at a glance
Approval is 7.9 points above the 70.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 261 / 320 | 100% | $405K | 261 |
| Home improvement loans | 90% | 608 / 672 | 100% | $75K | 606 |
| Cash-out refinance | 71% | 794 / 1,117 | 100% | $115K | 794 |
| Refinance | 67% | 40 / 60 | 100% | $405K | 40 |
| Investment property purchase | 82% | 75 / 92 | 100% | $405K | 75 |
CYPRUS Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Utah | 78% | $115K | 2,295 | 1,795 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where CYPRUS Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Salt Lake County, UT | Cash-out refinance | 74% | 813 | 603 |
| Salt Lake County, UT | Home improvement loans | 92% | 507 | 464 |
| Salt Lake County, UT | Mortgage lenders | 83% | 191 | 158 |
| Utah County, UT | Cash-out refinance | 60% | 175 | 105 |
| Utah County, UT | Home improvement loans | 88% | 98 | 84 |
| Utah County, UT | Mortgage lenders | 77% | 83 | 64 |
| Davis County, UT | Cash-out refinance | 74% | 77 | 57 |
| Davis County, UT | Home improvement loans | 92% | 36 | 33 |
| Salt Lake County, UT | Investment property purchase | 88% | 33 | 29 |
| Utah County, UT | Investment property purchase | 76% | 38 | 29 |
| Salt Lake County, UT | Refinance | 74% | 31 | 23 |
| Weber County, UT | Cash-out refinance | 48% | 27 | 13 |
The county markets where CYPRUS Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about CYPRUS Federal Credit Union
What is CYPRUS Federal Credit Union's mortgage approval rate?
CYPRUS Federal Credit Union approved 78.3% of the 2,295 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.9 points above the 70.4% national rate for the same mix of loan types.
How often do borrowers take the loan CYPRUS Federal Credit Union offers?
Borrowers accepted 100% of the loans CYPRUS Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does CYPRUS Federal Credit Union make?
The typical cash-out refinance loan CYPRUS Federal Credit Union made was $115K; across all loan types its typical loan ran from $75K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does CYPRUS Federal Credit Union lend?
CYPRUS Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Utah.
Can I apply to CYPRUS Federal Credit Union directly?
Yes. CYPRUS Federal Credit Union is a bank or credit union with 23 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show CYPRUS Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how CYPRUS Federal Credit Union treats applications, then get a rate quote from the lender.