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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Utah County, Utah

Fat Boy Data analyzed cash-out refinance activity in Utah County, Utah, home to Provo, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,983 applications were decided by 203 lenders between 2023 and 2025.

Utah County at a glance

203Active lenders45 with 20+ decisions
72.5%Market approval rate4,338 of 5,983 decided
$225KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,064 loans funded

How Utah County compares

Approval rate compared
Utah County72.5%Utah74.2%All 616 counties68.2%
Typical loan compared
Utah County$225KUtah$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Utah County, UT, 805 of them.

Security Home Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 46.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 36Amerisave Mortgage Corporation: 29% approved of 246One lender: 31% approved of 90One lender: 35% approved of 62One lender: 36% approved of 42One lender: 44% approved of 25One lender: 44% approved of 79One lender: 52% approved of 65One lender: 54% approved of 39One lender: 55% approved of 33One lender: 55% approved of 22One lender: 56% approved of 43One lender: 56% approved of 171One lender: 60% approved of 175One lender: 62% approved of 21One lender: 64% approved of 100One lender: 64% approved of 39One lender: 65% approved of 23One lender: 65% approved of 23One lender: 67% approved of 133One lender: 68% approved of 141Mountain America Federal Credit Union: 68% approved of 463One lender: 70% approved of 83One lender: 70% approved of 20One lender: 71% approved of 146One lender: 73% approved of 96One lender: 74% approved of 27One lender: 78% approved of 49One lender: 78% approved of 50One lender: 80% approved of 108Security Service Federal Credit Union: 80% approved of 334One lender: 80% approved of 25One lender: 82% approved of 143Rocket Mortgage, LLC: 83% approved of 1,001United Wholesale Mortgage, LLC: 84% approved of 616One lender: 86% approved of 35One lender: 86% approved of 28One lender: 89% approved of 27One lender: 90% approved of 51One lender: 90% approved of 41One lender: 91% approved of 54One lender: 93% approved of 29One lender: 97% approved of 97One lender: 98% approved of 49One lender: 100% approved of 46

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Utah County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%834 / 1,00197%$155K805
2United Wholesale Mortgage, LLCBroker only84%518 / 61697%$335K500
3Mountain America Federal Credit Union68%317 / 46398%$165K310
4Security Service Federal Credit Union80%266 / 33499%$205K264
5Amerisave Mortgage Corporation29%71 / 24692%$115K65

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 198 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Utah County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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