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investment property lenders · HMDA 2023–2025

Investment property lenders in Utah County, Utah

Fat Boy Data analyzed investment property mortgage activity in Utah County, Utah, home to Provo, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,589 applications were decided by 201 lenders between 2023 and 2025.

Utah County at a glance

201Active lenders23 with 20+ decisions
89.2%Market approval rate2,310 of 2,589 decided
$315KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,218 loans funded

How Utah County compares

Approval rate compared
Utah County89.2%Utah87.0%All 616 counties87.5%
Typical loan compared
Utah County$315KUtah$345KAll 616 counties$255K

What the data shows

First Colony Mortgage Corporation made the most investment property mortgages in Utah County, UT, 318 of them.

Intercap Lending Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 102.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Mountain America Federal Credit Union: 68% approved of 134One lender: 75% approved of 36One lender: 76% approved of 38One lender: 80% approved of 20One lender: 80% approved of 87One lender: 81% approved of 93One lender: 84% approved of 31One lender: 89% approved of 87One lender: 91% approved of 54One lender: 94% approved of 51Dhi Mortgage Company, Ltd.: 94% approved of 163The Loan Store, Inc.: 95% approved of 119United Wholesale Mortgage, LLC: 96% approved of 201One lender: 96% approved of 23One lender: 96% approved of 51One lender: 96% approved of 27One lender: 97% approved of 69First Colony Mortgage Corporation: 98% approved of 333One lender: 98% approved of 61One lender: 100% approved of 102One lender: 100% approved of 56One lender: 100% approved of 30One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Utah County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Colony Mortgage Corporation98%326 / 33398%$315K318
2United Wholesale Mortgage, LLCBroker only96%192 / 20197%$325K186
3Dhi Mortgage Company, Ltd.94%154 / 16397%$295K150
4Mountain America Federal Credit Union68%91 / 134100%$405K91
5The Loan Store, Inc.95%113 / 11994%$335K106

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 196 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Utah County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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