Dean Co-operative Bank mortgage approval rate & lending review
Dean Co-operative Bank decided 403 mortgage applications and funded 330 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Dean Co-operative Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Dean Co-operative Bank at a glance
Approval is 14.7 points above the 73.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 112 / 119 | 94% | $365K | 105 |
| Home improvement loans | 79% | 108 / 136 | 92% | $55K | 99 |
| Cash-out refinance | 91% | 71 / 78 | 93% | $165K | 66 |
| Investment property purchase | 100% | 26 / 26 | 85% | $405K | 22 |
Dean Co-operative Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 89% | $165K | 348 | 287 |
| Rhode Island | 85% | $365K | 55 | 43 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Dean Co-operative Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Norfolk County, MA | Home improvement loans | 85% | 59 | 45 |
| Norfolk County, MA | Cash-out refinance | 95% | 44 | 39 |
| Worcester County, MA | Home improvement loans | 84% | 50 | 39 |
| Worcester County, MA | Cash-out refinance | 82% | 22 | 17 |
The county markets where Dean Co-operative Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Dean Co-operative Bank
What is Dean Co-operative Bank's mortgage approval rate?
Dean Co-operative Bank approved 88.6% of the 403 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.7 points above the 73.9% national rate for the same mix of loan types.
How often do borrowers take the loan Dean Co-operative Bank offers?
Borrowers accepted 92% of the loans Dean Co-operative Bank approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Dean Co-operative Bank make?
The typical home improvement loan loan Dean Co-operative Bank made was $55K; across all loan types its typical loan ran from $55K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Dean Co-operative Bank lend?
Dean Co-operative Bank decided applications in 2 of the states Fat Boy Data covers, most of them in Massachusetts and Rhode Island.
Can I apply to Dean Co-operative Bank directly?
Yes. Dean Co-operative Bank is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Dean Co-operative Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Dean Co-operative Bank treats applications, then get a rate quote from the lender.