Denver Community Cu D.B.A. Zing Cu mortgage approval rate & lending review
Denver Community Cu D.B.A. Zing Cu decided 637 mortgage applications and funded 423 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Denver Community Cu D.B.A. Zing Cu reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Denver Community Cu D.B.A. Zing Cu at a glance
Approval is 1.2 points below the 68.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 70% | 48 / 69 | 100% | $75K | 48 |
| Cash-out refinance | 66% | 360 / 547 | 100% | $65K | 360 |
Denver Community Cu D.B.A. Zing Cu lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 67% | $65K | 637 | 423 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Denver Community Cu D.B.A. Zing Cu lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Denver County, CO | Cash-out refinance | 63% | 259 | 164 |
| Jefferson County, CO | Cash-out refinance | 73% | 88 | 64 |
| Arapahoe County, CO | Cash-out refinance | 69% | 71 | 49 |
| Adams County, CO | Cash-out refinance | 60% | 80 | 48 |
| Denver County, CO | Home improvement loans | 72% | 25 | 18 |
The county markets where Denver Community Cu D.B.A. Zing Cu made the most loans. Each link opens that market with every lender ranked.
Questions about Denver Community Cu D.B.A. Zing Cu
What is Denver Community Cu D.B.A. Zing Cu's mortgage approval rate?
Denver Community Cu D.B.A. Zing Cu approved 66.7% of the 637 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.2 points below the 68.0% national rate for the same mix of loan types.
How often do borrowers take the loan Denver Community Cu D.B.A. Zing Cu offers?
Borrowers accepted 100% of the loans Denver Community Cu D.B.A. Zing Cu approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Denver Community Cu D.B.A. Zing Cu make?
The typical cash-out refinance loan Denver Community Cu D.B.A. Zing Cu made was $65K; across all loan types its typical loan ran from $65K to $75K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Denver Community Cu D.B.A. Zing Cu lend?
Denver Community Cu D.B.A. Zing Cu decided applications in 1 of the states Fat Boy Data covers, most of them in Colorado.
Can I apply to Denver Community Cu D.B.A. Zing Cu directly?
Yes. Denver Community Cu D.B.A. Zing Cu is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Denver Community Cu D.B.A. Zing Cu's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Denver Community Cu D.B.A. Zing Cu treats applications, then get a rate quote from the lender.