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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Adams County, Colorado

Fat Boy Data analyzed cash-out refinance activity in Adams County, Colorado, home to Thornton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,727 applications were decided by 281 lenders between 2023 and 2025.

Adams County at a glance

281Active lenders50 with 20+ decisions
64.6%Market approval rate4,991 of 7,727 decided
$155KTypical loanmedian lender, $10K brackets
93%Borrower take-up4,641 loans funded

How Adams County compares

Approval rate compared
Adams County64.6%Colorado69.4%All 616 counties68.2%
Typical loan compared
Adams County$155KColorado$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Adams County, CO, 882 of them.

Fidelis Catholic Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 49.

The typical cash-out refinance here is $155K, 16% smaller than the Colorado typical of $185K.

Approval rate of all 50 lenders with 20+ decisions here
0%25%50%75%100%One lender: 7% approved of 44One lender: 21% approved of 78One lender: 23% approved of 69One lender: 31% approved of 219One lender: 33% approved of 138One lender: 37% approved of 38One lender: 37% approved of 51American Financing Corporation: 41% approved of 1,033One lender: 42% approved of 26One lender: 43% approved of 86One lender: 46% approved of 46Newrez LLC: 49% approved of 263One lender: 53% approved of 32One lender: 55% approved of 20One lender: 56% approved of 55One lender: 57% approved of 42One lender: 60% approved of 80One lender: 60% approved of 50One lender: 61% approved of 66Bellco: 62% approved of 663One lender: 64% approved of 84One lender: 65% approved of 85One lender: 66% approved of 85One lender: 69% approved of 32One lender: 70% approved of 20One lender: 72% approved of 142One lender: 73% approved of 131One lender: 73% approved of 49One lender: 73% approved of 166One lender: 74% approved of 120One lender: 74% approved of 132One lender: 75% approved of 105One lender: 76% approved of 29One lender: 77% approved of 91United Wholesale Mortgage, LLC: 78% approved of 666One lender: 78% approved of 27One lender: 79% approved of 28One lender: 81% approved of 47Rocket Mortgage, LLC: 81% approved of 1,119One lender: 83% approved of 82One lender: 84% approved of 102One lender: 84% approved of 64One lender: 85% approved of 40One lender: 85% approved of 27One lender: 88% approved of 26One lender: 89% approved of 35One lender: 89% approved of 101One lender: 92% approved of 24One lender: 98% approved of 49One lender: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Adams County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%910 / 1,11997%$135K882
2American Financing Corporation41%420 / 1,03378%$325K329
3United Wholesale Mortgage, LLCBroker only78%518 / 66697%$305K502
4Bellco62%411 / 66397%$105K399
5Newrez LLC49%129 / 26399%$95K128

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 276 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Adams County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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