HomeColoradoAdams CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Adams County, Colorado

Fat Boy Data analyzed cash-out refinance activity in Adams County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,727 applications were decided by 281 lenders between 2023 and 2025.

Adams County at a glance

281Active lenders50 with 20+ decisions
64.6%Market approval rate4,991 of 7,727 decided
$155KTypical loanmedian lender, $10K brackets
93%Borrower take-up4,641 loans funded

How Adams County compares

Approval rate compared
Adams County64.6%Colorado69.4%All 616 counties68.2%
Typical loan compared
Adams County$155KColorado$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Adams County, CO, 882 of them.

Fidelis Catholic Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 49.

The typical cash-out refinance here is $155K, 16% smaller than the Colorado typical of $185K.

Approval rate of all 50 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 7% approved of 44Lakeview Loan Servicing, LLC: 21% approved of 78New Day Financial, LLC: 23% approved of 69Amerisave Mortgage Corporation: 31% approved of 219Carrington Mortgage Services, LLC: 33% approved of 138Wells Fargo Bank, National Association: 37% approved of 38Mutual of Omaha Mortgage, Inc.: 37% approved of 51American Financing Corporation: 41% approved of 1,033Quorum Federal Credit Union: 42% approved of 26Spring Eq, LLC: 43% approved of 86Village Capital & Investment LLC: 46% approved of 46Newrez LLC: 49% approved of 263The Federal Savings Bank: 53% approved of 32Lower, LLC: 55% approved of 20BMO Bank National Association: 56% approved of 55Sun West Mortgage Company, Inc.: 57% approved of 42Denver Community Cu D.B.A. Zing Cu: 60% approved of 80Navy Federal Credit Union: 60% approved of 50The Huntington National Bank: 61% approved of 66Bellco: 62% approved of 663Westerra Credit Union: 64% approved of 84New American Funding, LLC: 65% approved of 85U.S. Bank National Association: 66% approved of 85Onity Mortgage Corporation: 69% approved of 32Guaranteed Rate, Inc.: 70% approved of 20Pennymac Loan Services, LLC: 72% approved of 142Loandepot.Com, LLC: 73% approved of 131Wings Credit Union: 73% approved of 49Credit Union of Colorado, A Federal Credit Union: 73% approved of 166Freedom Mortgage Corporation: 74% approved of 120Elevations: 74% approved of 132GoodLeap, LLC: 75% approved of 105Plaza Home Mortgage, Inc.: 76% approved of 29Flagstar Bank, National Association: 77% approved of 91United Wholesale Mortgage, LLC: 78% approved of 666Planet Home Lending, LLC: 78% approved of 27Equity Prime Mortgage LLC: 79% approved of 28Sooper Cu Dba Climb Cu: 81% approved of 47Rocket Mortgage, LLC: 81% approved of 1,119JPMorgan Chase Bank, National Association: 83% approved of 82Nationstar Mortgage LLC: 84% approved of 102Security Service Federal Credit Union: 84% approved of 64Canvas Credit Union: 85% approved of 40Crosscountry Mortgage, LLC: 85% approved of 27Cmg Mortgage, Inc.: 88% approved of 26Fairway Independent Mortgage Corporation: 89% approved of 35Guild Mortgage Company LLC: 89% approved of 101Everett Financial, Inc.: 92% approved of 24Fidelis Catholic Federal Credit Union: 98% approved of 49Coastal Community Bank: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Adams County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%910 / 1,11997%$135K882
2American Financing Corporation41%420 / 1,03378%$325K329
3United Wholesale Mortgage, LLCBroker only78%518 / 66697%$305K502
4Bellco62%411 / 66397%$105K399
5Newrez LLC49%129 / 26399%$95K128

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 276 more lenders.

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